My first experience with Obamacare...

[Admiral Blue]

2 points Spence.

Hey, next to Congress' approval rating in the single digits, Humana looks stellar!

[Jeff '79]

Originally Posted by MrPeabody

Then you might as well eliminate state governments, too, since you would be eliminating their income. Or would you trust whichever political party was in power to distribute the money to their favorite states?

If you knew anything about the NYS Legislature, you'd want 'em gone too...

[NEED-A-VETTE]

Originally Posted by Jeff '79

Any hospital or doctor will have access to my medical records, unlike now where I have to send a disc to a specialist if they want my history.
This includes all MRI's, tests, everything that you have seen a doctor for.
If I end up in an emergency room in LA, they just access the national data base and voila, instant records. It'll take the guess work out of it and cut down on fraud big time.

In theory, that sounds great. However, the private medical community, which has better resources than the government, has not been able to pull this off. The logistics of it is certainly not within the capabilities of the government. It's just not.

Even if it was, who's going to take in all the information? How will they take it in? How are they going to store it? Will it be secure?

Will be medical records that are being stored the future forward? Or are we going to have to go back to all the doctors offices and scan in and archive all of your medical history? Who's going to do that? The private industry? Are you going to put that burden on them, to hire staff and pay somebody to stand there and scan medical records? Doctors offices are already going bankrupt or being absorbed into larger group says it is.

And how can you archive something, successfully, that had no standardization? (Past medical records) If your doctor wants to know what happened when you broke your arm 10 years ago, is he going to go through pages as pages of medical records try and find that one piece of paper? With no prior standardization, the archived med recs can't be easily classified/sorted/labelled.

How are you going to classify medical records that were dictated? Are you going to have somebody sit there and translate them all? There are still old-school doctors out there that dictate their encounters. And not that many years ago, they were all dictating.

How are the doctors going to get the med recs to them? We're talking all facilities. Hospitals, physicians offices, chiropractors, specialists, etc. The industry can't even settle of one standardization for EDI files that are passed between health providers and the insurance companies.

Who will have access to that information? How will they be credentialed? Will you allow access by facility or individual physician?

The industry is nowhere near having this capability. To think that the federal government will have that capability anytime soon, is unreasonable. Anyone that tells you otherwise, is full of it.

Again, in theory, it sounds great. The capabilities are just not there.

Unfortunately, the federal government does not have the talent that it needs to pull it off, generally speaking. All the talent is in the private sector.

Let me give you an example: as a provider, I can go on to any of the health care sites and pull up my enrollment for any given moment. On the spot. One click.

We're a week into the affordable healthcare act sites being up. Yet, the federal government cannot pull accurate enrollment numbers right now...??? Are you kidding me? That's as basic as it gets. AND...they've had three years to get this together.

It's a complete joke. And these are the people that you want to have storing your medical records?

This 'database' was something that the government sold to people because it sounded good and made people feel all warm and fuzzy. They have no idea (and had no idea at the time) how they would even implement something like that. Yet, people bought it hook, line and sinker.

I'm not picking on you specifically. What I'm saying is, the federal government is not going to be able to do this. They're just not. And the private industry is not going to be able to do this for years and years. The capability is just not there.

[Jeff '79]

Originally Posted by NEED-A-VETTE

In theory, that sounds great. However, the private medical community, which has better resources than the government, has not been able to pull this off. The logistics of it is certainly not within the capabilities of the government. It's just not.

Even if it was, who's going to take in all the information? How will they take it in? How are they going to store it? Will it be secure?

Will be medical records that are being stored the future forward? Or are we going to have to go back to all the doctors offices and scan in and archive all of your medical history? Who's going to do that? The private industry? Are you going to put that burden on them, to hire staff and pay somebody to stand there and scan medical records? Doctors offices are already going bankrupt or being absorbed into larger group says it is.

And how can you archive something, successfully, that had no standardization? If your doctor wants to know what happened when you broke your arm 10 years ago, is he going to go through pages as pages of medical records try and find that one piece of paper? With no prior standardization, the archived med recs can't be easily classified/sorted/labelled.

How are the doctors going to get the information to them? We're talking all facilities. Hospitals, physicians offices, chiropractors, specialists, etc. The industry can't even settle of one standardization for EDI files that are passed between health providers and the insurance companies.

Who will have access to that information? How will they be credentialed? Will you allow access by facility or individual physician?

The industry is nowhere near having this capability. To think that the federal government will have that capability anytime soon, is unreasonable. Anyone that tells you otherwise is full of it.

Again, in theory, it sounds great. The capabilities are just not there.

Unfortunately, the federal government does not have the talent that it needs to pull it off, generally speaking. All the talent is in the private sector.

Let me give you an example: as a provider, I can go on to any of the health care sites and pull up my enrollment for any given moment. On the spot. One click.

We're a week into the affordable healthcare act sites being up. Yet, the federal government cannot pull accurate enrollment numbers right now. Are you kiddin me? That's as basic as it gets. AND...they've had three years to get this together.

It's a complete joke. And these are the people that you want to have storing your medical records?

This 'database' was something that the government sold to people because it sounded good and made people feel all warm and fuzzy. They have no idea (and had no idea at the time) how they would even implement something like that. Yet, people bought it hook, line and sinker.

I'm not picking on you specifically. What I'm saying is, the federal government is not going to be able to do this. They're just not. And the private industry is not going to be able to do this for years and years. The capability is just not there.

How the hell do I know?
I'm not paid to figure that out, but there are people who are.
It' doable imo, and, in the opinion of many that are way smarter than I.
It's part of Obama's law so it's gonna happen.
Why all the hate?.

[Sea Six]

Ok.

Jeff's been trolling us. That last post gave it away for me.

And man, I've gotta hand it to you. You did an epic job.

[MrPeabody]

Originally Posted by NEED-A-VETTE

In theory, that sounds great. However, the private medical community, which has better resources than the government, has not been able to pull this off. The logistics of it is certainly not within the capabilities of the government. It's just not.

Even if it was, who's going to take in all the information? How will they take it in? How are they going to store it? Will it be secure?

Will be medical records that are being stored the future forward? Or are we going to have to go back to all the doctors offices and scan in and archive all of your medical history? Who's going to do that? The private industry? Are you going to put that burden on them, to hire staff and pay somebody to stand there and scan medical records? Doctors offices are already going bankrupt or being absorbed into larger group says it is.

And how can you archive something, successfully, that had no standardization? (Past medical records) If your doctor wants to know what happened when you broke your arm 10 years ago, is he going to go through pages as pages of medical records try and find that one piece of paper? With no prior standardization, the archived med recs can't be easily classified/sorted/labelled.

How are you going to classify medical records that were dictated? Are you going to have somebody sit there and translate them all? There are still old-school doctors out there that dictate their encounters. And not that many years ago, they were all dictating.

How are the doctors going to get the med recs to them? We're talking all facilities. Hospitals, physicians offices, chiropractors, specialists, etc. The industry can't even settle of one standardization for EDI files that are passed between health providers and the insurance companies.

Who will have access to that information? How will they be credentialed? Will you allow access by facility or individual physician?

The industry is nowhere near having this capability. To think that the federal government will have that capability anytime soon, is unreasonable. Anyone that tells you otherwise, is full of it.

Again, in theory, it sounds great. The capabilities are just not there.

Unfortunately, the federal government does not have the talent that it needs to pull it off, generally speaking. All the talent is in the private sector.

Let me give you an example: as a provider, I can go on to any of the health care sites and pull up my enrollment for any given moment. On the spot. One click.

We're a week into the affordable healthcare act sites being up. Yet, the federal government cannot pull accurate enrollment numbers right now...??? Are you kidding me? That's as basic as it gets. AND...they've had three years to get this together.

It's a complete joke. And these are the people that you want to have storing your medical records?

This 'database' was something that the government sold to people because it sounded good and made people feel all warm and fuzzy. They have no idea (and had no idea at the time) how they would even implement something like that. Yet, people bought it hook, line and sinker.

I'm not picking on you specifically. What I'm saying is, the federal government is not going to be able to do this. They're just not. And the private industry is not going to be able to do this for years and years. The capability is just not there.

I'm gonna go out on a limb and bet that Medicare didn't work perfectly in the first week, either. Actually, I'm sure of it, because it still doesn't work perfectly 50 years later.

[Craig]

Originally Posted by lspencer534

WTF??? How am I screwing over my kid? She's 25-years-old, has a job and a house, and is on her own now...which is the way she wants it, as would I. Your dislike of me is affecting your logic.

On topic: Magnolia Health Care is a tiny insurance company; I worry about its ability to pay claims. Humana consistently is ranked less than 50 on a 100 rating.

If you have a real point to make, then make it. Personal attacks show your ignorance.

That's pretty good...

...your move Phyllis.

[Dave]

Originally Posted by lspencer534

Actually my daughter's experience, but close enough. Now that she's working I told her to get her own health care policy. Blue Cross/Blue Shield is what she has now on my policy, so I suggested that she apply to them since they know her history.

She's 25-years-old, great health, uses no prescription drugs, doesn't smoke. Her monthly premium for a $5,000 deductible policy: $153. In December, 2014, that goes to $308/month. Affordable health care, my ass....

How much is the penalty if she decides to not purchase insurance?

[Stangkiller]

Originally Posted by Dave

How much is the penalty if she decides to not purchase insurance?

$90 this year maximum of 1% of gross income next year if i'm not mistaken.

[Y2Kvert4me]

Originally Posted by Dave

How much is the penalty if she decides to not purchase insurance?

2014 = $95 per person per year or 1% of income
2015 = $325 per person per year or 2% of income
2016 = $695 per person per year or 2.5% of income
2017 = Tax Penalty will increase by the rate of inflation going forward, or 2.5% of income


Or, get elected to congress, join a union, be poor, get evicted or foreclosed on, file bankruptcy, get slapped by your spouse...If you're a democrat, chances are good they included a reason to exempt you from the penalties.

[ft laud mike]

Originally Posted by OddBall

because now she has to pay for the crack-babies

...wait, that's true....

[Jeff '79]

[09CTSV]

I don't know if it is the great timing of the Unafforadable Care Act or just dumb luck. For the past 9 years we belonged to TriCare prime for the military. This year unless you live within a short distance from a military base, the retiree's are getting dumped from the system. Looking at our new coverage it is more confusing than anything I've seen. A doctors office can actually charge 10% more than what is allowed. Stupid shit to say the least.
I could sign on with my employer for benefits, oh wait that would be close to $350 dollars a month for about half of what I was getting under Prime. I've I would have been smarter in my younger days I would have asked to see that medical coverage for life in writing on my contracts instead of trusting the Government.
The idiots in Washington as flushing this great country down the drain.

I say we vote them all out and start with a clean slate.

[lspencer534]

Originally Posted by Dave

How much is the penalty if she decides to not purchase insurance?

In my daughter's case the penalty would be $600, and that keeps going up each year.

[Craig]

Originally Posted by lspencer534

In my daughter's case the penalty would be $600, and that keeps going up each year.

Has she priced a policy outside of the exchanges?

[Giraffe (He/Him)]

Fascinating.

I don't have anything to add, I just wanna get in this thread. All the cool kids are here.

[vetteman9368]

Originally Posted by Sea Six

Ok.

Jeff's been trolling us. That last post gave it away for me.

And man, I've gotta hand it to you. You did an epic job.

He's done a damn good job channeling the walking brain dead

[vetteman9368]

Originally Posted by 09CTSV

I don't know if it is the great timing of the Unafforadable Care Act or just dumb luck. For the past 9 years we belonged to TriCare prime for the military. This year unless you live within a short distance from a military base, the retiree's are getting dumped from the system. Looking at our new coverage it is more confusing than anything I've seen. A doctors office can actually charge 10% more than what is allowed. Stupid shit to say the least.
I could sign on with my employer for benefits, oh wait that would be close to $350 dollars a month for about half of what I was getting under Prime. I've I would have been smarter in my younger days I would have asked to see that medical coverage for life in writing on my contracts instead of trusting the Government.
The idiots in Washington as flushing this great country down the drain.

I say we vote them all out and start with a clean slate.

There's a handful we should keep, and a handful we should publicly hang.

[lspencer534]

Originally Posted by Craig

Has she priced a policy outside of the exchanges?

Blue Cross is outside the exchanges. There are only a few companies in the exchanges here, and 3 months ago there were none. I've never heard of most of the companies, and reviews of them are bad.

[99 pewtercoupe]

Originally Posted by lspencer534

Blue Cross is outside the exchanges. There are only a few companies in the exchanges here, and 3 months ago there were none. I've never heard of most of the companies, and reviews of them are bad.

This will be the next great area for fraud. There are already warnings out there about these companies popping up like mushrooms