So...putting an offer on a house.

[LATB]

Originally Posted by DJ_Critterus

I'm doing the offer this week. It looks like the price is going to drop again and the owners really need to sell. Not sure why I am hearing that, though, but it does raise a few more questions as to why it needs to sell so quick.

Where are you hearing that?

[Onebadcad]

Originally Posted by DJ_Critterus

I'm doing the offer this week. It looks like the price is going to drop again and the owners really need to sell. Not sure why I am hearing that, though, but it does raise a few more questions as to why it needs to sell so quick.

Why make an offer this week if you are not in a rush to move, and you are being told the price is going to drop??

I want to make sure you are gettting a market rate on a VA Purchase Mortgage.
Today's rate is 5.875% 30-year fixed, No Points, No Lender Origination, No Lender Underwriting Fee--660 middle score required.
If a broker is completing this for you, you should not be paying any fees to them such as Application Fee or Processing Fee.

I do not need to do your mortgage, I just want you to have market knowledge so whomever is does not go to Hawaii, with their family, after they close your mortgage.

PM me anytime with questions,,, good luck!!

[dvarapala]

So did you get the house? And does it have a seasonal lake view?

[DJ_Critterus]

Originally Posted by dvarapala

So did you get the house? And does it have a seasonal lake view?

The lake shows up downhill when it rains real hard, but no, I have not purchased the house.

Onebad, thanks for the info. My selling agent is helping me with all of the loan stuff and I've known her for years. Will get you the info you wanted and send it to you in PM when I get all of it.

Lars, I'm hearing it from friends who live in the immediate area and know the sellers.

[TheHammer]

$250K will get you a garage remodel around here

[Onebadcad]

Originally Posted by DJ_Critterus

The lake shows up downhill when it rains real hard, but no, I have not purchased the house.

Onebad, thanks for the info. My selling agent is helping me with all of the loan stuff and I've known her for years. Will get you the info you wanted and send it to you in PM when I get all of it.

Lars, I'm hearing it from friends who live in the immediate area and know the sellers.

Tell your Realtor that her mortgage referral source needs to get you a rate of 5.875%---NO FEES, except title company, title policy, recording, state and county taxes.
If this source cannot give you this rate, they are making too much on you.
It is very good that you feel you have a good Realtor, but remember she does not control the mortgage pricing of her referral source, and you need to shop to ensure you get the lowest rate / lowest payment.

Just looking out for you brother!!

[DJ_Critterus]

Originally Posted by Onebadcad

Tell your Realtor that her mortgage referral source needs to get you a rate of 5.875%---NO FEES, except title company, title policy, recording, state and county taxes.
If this source cannot give you this rate, they are making too much on you.
It is very good that you feel you have a good Realtor, but remember she does not control the mortgage pricing of her referral source, and you need to shop to ensure you get the lowest rate / lowest payment.

Just looking out for you brother!!

Thanks. I need to look into how the taxes and wotnot work here in FL with a 100% Va disability rating. I know I am exempt from annual property taxes on my primary residence.

[LATB]

Originally Posted by DJ_Critterus

The lake shows up downhill when it rains real hard, but no, I have not purchased the house.

Onebad, thanks for the info. My selling agent is helping me with all of the loan stuff and I've known her for years. Will get you the info you wanted and send it to you in PM when I get all of it.

Lars, I'm hearing it from friends who live in the immediate area and know the sellers.

Neighborhood chatter. Can be good info.

[Vandelay Industries]

He got didn't get the house yet!

[DJ_Critterus]

Originally Posted by LATB

Neighborhood chatter. Can be good info.

That's why I have a realtor....have her earn her 2.5%

[LATB]

Originally Posted by DJ_Critterus

That's why I have a realtor....have her earn her 2.5%

But Ill Douche says all the realtor does is hammer a sign in the yard and post crappy cell pics on the internet.

[DJ_Critterus]

Originally Posted by LATB

But Ill Douche says all the realtor does is hammer a sign in the yard and post crappy cell pics on the internet.

And that's why I'm not listening to him at all

[LATB]

Originally Posted by DJ_Critterus

And that's why I'm not listening to him at all

Nobody does.

[cptlo306]

Looks like it has a pending offer. It shows as 'Contingent Take Backup'.

[Anjdog2003]

Originally Posted by TheHammer

$250K will get you a garage remodel around here

250k will get you a down payment on a 1 Br Condo here.

[Anjdog2003]

Originally Posted by Yadkin

Where does one buy a house for $250k?

In the south and midwest.

[Anjdog2003]

Originally Posted by Vandelay Industries

Pics of house and agent?

I see you cut a tree down to give you more room.

[dvarapala]

Originally Posted by LATB

But Ill Douche says all the realtor does is hammer a sign in the yard and post crappy cell pics on the internet.

"Drop a Deuce" - probably the funniest thing Yadkin has ever come up with.

[Vette40th]

Remember, if disabled Vet, you get one financial portion of the loan removed. I forgot what it was, but it is nice.. I remember when loans were audited by the VA a few years back and many people received refunds. Bank of America was clueless when I called. Imagine that. Anything helps.

[bsmith]

damn, you were not kidding about the colors.

Good luck.