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Old 12-30-2014, 7:56pm   #21
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I've never loaned money to another in my entire life. Never will either.
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Old 12-30-2014, 8:01pm   #22
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It wasn't me. I never borrow money from anyone who expects me to pay it back
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Old 12-30-2014, 8:04pm   #23
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Originally Posted by lspencer534 View Post
I wish you'd reveal this person. He/she needs to be called out.
This is a self regulated forum for the most part. If a member here is screwing you out of money. I for one would like to know who it is.
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Old 12-30-2014, 8:31pm   #24
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I've given, I've received.

Never borrowed or lent.
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Old 12-30-2014, 8:43pm   #25
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I've given, I've received.

Never borrowed or lent.
Sometimes people get dealt a bad hand. It's what you do once you're back on your feet that defines your character.
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Old 12-30-2014, 9:24pm   #26
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I'm going to tell you all a little story. Once upon a time, back in the late 80's, there was a guy (no it isn't me, really) who graduated from college and opened a small business. He worked hard, really hard, putting in long hours and doing whatever it took to get the business off the ground. Nights, weekends, whatever, for years. The business struggled, but eventually started to do OK. Then an opportunity came along. A big developer, very well known with a lot of money and lots of projects going on, hired the guy to come in on a big development. The guy was thrilled (and even a bit flattered) and took the job. The guy worked out an agreement with a signed contract of $xx,xxx for the job over three months. This was a ton of money for the guy. The developer would pay a third each month. The guy bought materials for the job and got started. After month 1, his payroll ate up a ton of capital along with the materials. The developer stalled on payment but promised it was coming. Month 2, same thing, payroll and materials. Now in month 3, the materials suppliers were all looking for payment, payroll was wiping out the money coming in from other jobs. The job was complete. The developer decided not to pay, basically saying in a nutshell, " I have a ton of money, and excellent attorneys on retainer that will stall you until you are out of business because you are nobody". That is what he did. He had excellent attorneys, slimey, scumbag excellent attorneys that waged a war of attrition.
The guy's business started to fail, he had to start selling equipment, he was underwater, the deal had killed the company. Eventually, he had to close, losing the company.
He went to work for someone else and took on a second job to pay back his suppliers that had extended him credit even though he was out of that business and had left that field of work.
Years later, he applied for a management job at a big company and listed one of his suppliers from years earlier as a business reference.
The company invited him back for a a final interview and this is (paraphrased) what went down.

"We had a tough decision to make on who to hire, so we called references. We called ABC company and the owner told us about you. He said a lot of people owed them a ton of money when the market changed, big companies, small companies. You owed him a lot, but not nearly as much as the big companies. He said every week, no matter what, you came in and paid whatever you could, $50, $150, $75,$300, whatever you could spare, and did it for years, until you paid off your debt. No one else paid them back, not the small guys who were still in business, not the big corporations. Just this one guy.
That story carried more weight than any resume we recieved, you have the job."
That job was a stepping stone and the guy went on to become very successful.
Now he doesn't owe anybody anything and can can be proud of his word as his bond.
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Old 12-30-2014, 9:50pm   #27
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After over a year without a post, why return just to post this? What is the goal of the thread other than to get a bunch of people to dogpile on someone who apparently posts here? Given that this apparently spans 6 years, it seems to me that there might be just a bit more to it than has been stated.

I don't know the story and quite frankly it's none of my business. I honestly just don't get it.

(and no, it's not me)



As far as the subject is concerned, in my personal experience if money is given as a good gesture in a time of need, consider it a gift and don't expect it back. If it's a loan, it better be in writing.
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Old 12-30-2014, 9:55pm   #28
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Quote:
Originally Posted by Thunder22 View Post
that is a HUGE douche move. I would demand the money back immediately and never look back at the dbag.


I'd usually say it takes balls to tell Me2 what was said, but in this instance,
this dirt bag has NO balls to take money and then be a classless POS about it.
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Old 12-30-2014, 11:02pm   #29
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You could have just told me instead of posting on the forum...


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Old 12-30-2014, 11:09pm   #30
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I am fortunate to not have any money to lend. Paying me back is never an issue.
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Old 12-31-2014, 6:25am   #31
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Quote:
Originally Posted by RedLS1GTO View Post
After over a year without a post, why return just to post this? What is the goal of the thread other than to get a bunch of people to dogpile on someone who apparently posts here? Given that this apparently spans 6 years, it seems to me that there might be just a bit more to it than has been stated.

I don't know the story and quite frankly it's none of my business. I honestly just don't get it.

(and no, it's not me)



As far as the subject is concerned, in my personal experience if money is given as a good gesture in a time of need, consider it a gift and don't expect it back. If it's a loan, it better be in writing.



Nothing more to the story. It was lent with good faith and accepted as a loan. Just hoped this person might see this thread and realize what shit move this is. I went through some hard times a few years back and asked for repayment even if just a little at a time. Was told it wasn't possible right then so I made what I did have work and came out of the bind just fine.

I've lent money before, some was repayed, some was not. I guess I still have faith in people. It's sad when they show you they aren't who you think they are. But there are always the others that are of good character. Those are the ones that keep me from becoming jaded about the human race.
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Old 12-31-2014, 9:50am   #32
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Quote:
Originally Posted by Me2 View Post
Nothing more to the story. It was lent with good faith and accepted as a loan. Just hoped this person might see this thread and realize what shit move this is. I went through some hard times a few years back and asked for repayment even if just a little at a time. Was told it wasn't possible right then so I made what I did have work and came out of the bind just fine.

I've lent money before, some was repayed, some was not. I guess I still have faith in people. It's sad when they show you they aren't who you think they are. But there are always the others that are of good character. Those are the ones that keep me from becoming jaded about the human race.
If you didn't get it back after 6 years you wont, and you don't need friends like that.
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Old 12-31-2014, 9:52am   #33
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Quote:
Originally Posted by Me2 View Post
When someone owes you a couple grand and you see them posting all over the Internet about everything new they have? Then after 6 years you try to get them to understand that you lent them the money as a good faith gesture and it's about time they pay you back, the response is "if you're so hard up for money, why don't you stop spending money on your Jeep?". SMH
I am out 99% of all of the money I have ever "loaned" to a friend. No more.
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Old 12-31-2014, 10:03am   #34
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Quote:
Originally Posted by TabuIsMe View Post
If you didn't get it back after 6 years you wont, and you don't need friends like that.
This.^^^^^^^^^^^^^



Sounds like the results of our entitlement society. People feel that others "owe" them. You have some money because you made good decisions/were lucky/worked hard/inherited it/whatever, and the person who needs the money feels "hey, you don't need that money, but I do....somehow, I'm entitled to it", and if you press for it back, YOU are the bad guy, YOU suck, etc.

It's a mindset that is commonplace now, and I really can't understand it, even though I see it all the time.

There was a scene in one of my favorite movies, "A Bronx Tale", where the mob boss mentor tells his young protégé, (paraphrased) hey, you loaned $ 20 to a guy and now he avoids you because he won't pay you back. Consider that a cheap payment to get rid of someone you don't want around you anyway.
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Old 12-31-2014, 10:12am   #35
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Given money to people (sometimes when they wanted a loan) but only for very good reasons. Never got a penny back. Not often though.

Only was loaned money once. $2000, by my brand new father-in-law, so we could buy a house. Needed money for the down payment and closing costs. Very modest house. Told him I'd have it payed back, with interest, in less than a year. Had it payed back in two months. He wouldn't let me pay any interest. Said it was the only time anyone ever paid him back.

If I remember correctly, we really just needed to have X amount in our checking/savings account for the house deal to go through. Most of the loan didn't even get spent, otherwise it would have taken me a lot longer to pay back. Would have been really nice to use that money to buy stuff for the house, but we held off.

I couldn't live with myself knowing I stiffed a friend or family member like that.
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Old 12-31-2014, 10:20am   #36
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Reminds me of a thread...

https://www.thevettebarn.com/forums/o...ken-loans.html
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Old 12-31-2014, 10:30am   #37
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Soooo, did your BIL pay you back yet?
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Old 12-31-2014, 10:37am   #38
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Soooo, did your BIL pay you back yet?
Last I heard, he was emailing people from Nigeria.
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Old 12-31-2014, 10:38am   #39
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Originally Posted by bill_daniels View Post
There was a scene in one of my favorite movies, "A Bronx Tale", where the mob boss mentor tells his young protégé, (paraphrased) hey, you loaned $ 20 to a guy and now he avoids you because he won't pay you back. Consider that a cheap payment to get rid of someone you don't want around you anyway.
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Old 12-31-2014, 10:44am   #40
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as long as we're doing money story time:

many years ago my wife's brother inquired if we wanted to invest in a house. a house? we already have a house. oh, not for us or him, no..... for his unemployed son. now, at that time, he was living in FL, but his worthless son wanted to buy a house in IN.

ummm....besides pride of ownership, what will get out of this deal?

(crickets)

yeah, um, we'll have to pass on this great opportunity.
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