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Off Topic Off Topic - General non-Corvette related discussion. |
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09-29-2022, 3:35pm | #61 | |||||||
Bantayan Kids '13
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So I can refinance from my 3.0% mortgage and extend the term out to a new 30 year loan at 6.24% and "save" $379/mo. Brilliant!! I don't think I am the ideal target of their marketing. |
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09-29-2022, 3:50pm | #62 | |||||||
Barn Stall Owner #112
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The year I left they raised the fee on my professional license by about 300%. Their stated reason was to raise more revenue for unrelated programs from those with "privilege". Also around that same time was the Thruway Authority bullshit. Originally sold as a 30 year program, at the end would give the state with new bridges and pavement. In year 29 the Legislature decided to keep the tolls, in fact increased them dramatically, again with the stated reason that it was a good stream of revenue. Rural drivers then got to subsidize ferries to NYC. |
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09-29-2022, 4:47pm | #63 | ||||||
Barn Stall Owner #421
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09-29-2022, 6:12pm | #64 | ||||||
Latin American Goat Roper
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25 years ago I headed south to visit a cyber friend here in Jax Fl. and even though that relationship did not flower, my love of the climate certainly DID, vs Wash DC burb and 4' of snow in my driveway with wind howling 90 mph.....
Floriduh has no state income tax.....7% sales tax, and my property tax is only 600/yr.....on a house pushing 300k in value now..... I got VERY lucky in that I moved just outside of Jax....into Clay Co. Orange Park where the cost of living is much lower than in Jax the city..... |
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01-15-2024, 11:39am | #65 | ||||||
Vette Barn nOOb
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Absolutely, it's essential to keep an eye on the economic landscape, especially with significant fluctuations in mortgage rates. The impact on the housing market and consumer spending can be profound.
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01-15-2024, 11:45am | #66 | ||||||
Barn Stall Owner #113
Bantayan Kids '14
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01-15-2024, 11:46am | #67 | ||||||
A Real Barner
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01-15-2024, 1:10pm | #68 | ||||||
Barn Stall Owner #116
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01-15-2024, 1:16pm | #69 | ||||||
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01-15-2024, 1:27pm | #70 | ||||||
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01-15-2024, 1:49pm | #71 | ||||||
Vette Barn Crew
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As a buyer in waiting I have been waiting for the bottom to fall out.
You can lower your interest rate later, but you can't make the house cheaper later on. If you can afford it, you can pay whatever effective rate you want. I got in before it really fell out, 4.05 percent and was being offered 3 with a million hoops(self employed), or I could just pay $240 more a month and end up with the same effective rate as 3 percent. I will never forget during the last crash, it wasn't this house(or maybe it was), but it was close by and similar in size. I drove by it everyday on the way home. https://www.google.com/maps/@42.5833...8192?entry=ttu On the market for $350k in one of the primest markets in Michigan. Worth 2.4M today, I'd pay 15 percent to snag a deal like that again. |
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01-15-2024, 6:00pm | #72 | ||||||
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Muslim forum ———————————————>
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01-15-2024, 6:19pm | #73 | ||||||
Barn Stall Owner #123
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01-15-2024, 7:10pm | #74 | |||||||
Barn Raising II,III
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01-15-2024, 8:46pm | #75 | |||||||
Vette Barn Crew
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Google has it wrong. https://www.zillow.com/homedetails/3...24492489_zpid/ The house that sold for that price looks like it hasn't been touched since it was built in the 60s. |
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01-15-2024, 9:51pm | #76 | ||||||
Barn Stall Owner #112
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I'm paying 2.25% on a 15 year note. In essence, because of Bidenomics, the bank is paying me.
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01-15-2024, 10:00pm | #77 | ||||||
A Real Barner
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My first mortgage, in 1975, was at 8.5%.
Cry me a river with your 6-7% rates. THOSE ARE NORMAL. |
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01-15-2024, 10:05pm | #78 | |||||||
Barn Raising II,III
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01-15-2024, 10:08pm | #79 | ||||||
Barn Stall Owner #112
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01-15-2024, 10:09pm | #80 | ||||||
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