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Old 09-23-2022, 5:07pm   #21
Grey Ghost
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Too dangerous. Let homeowners ins. pay for it!
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Old 09-24-2022, 6:04am   #22
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Too dangerous. Let homeowners ins. pay for it!


If there was on branch on that limb that I was afraid might cause significant additional damage, I might do a little trimming on that. I don't see anything like that, so I'll wait for the professional and let Geico pay for him!
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Old 09-24-2022, 6:45am   #23
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I actually own a chainsaw, and 20 years ago, I might have been dumb enough to go at that thing myself. I believe I have gotten smarter, but I might be kidding myself.
Mick, Porter and neighbor working tree
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Old 09-24-2022, 6:51am   #24
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If there was on branch on that limb that I was afraid might cause significant additional damage, I might do a little trimming on that. I don't see anything like that, so I'll wait for the professional and let Geico pay for him!


OIC---you have a wood chipper and can make neighbors "disappear"; but, you cannot chip actual wood?
bout' feckin right ya stinkin' yankee....

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Old 09-24-2022, 6:57am   #25
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I actually own a chainsaw, and 20 years ago, I might have been dumb enough to go at that thing myself. I believe I have gotten smarter, but I might be kidding myself.
After 50 years I still have a chainsaw handy. (Its a Stihl 20'' about 10 years old)

As far as going on my roof at 77 not going to happen.

I live rural at the end of over a 1/4 mile long driveway and on occasion a tree or a large branch falls and blocks the driveway. Depending on what my schedule is I either just cut enough to get through, or if I have the time I do the job from start to finish.

I have also been known to hook up a chain to my tractor an pull the offending tree out of the way and do the cutting later!
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Old 09-24-2022, 7:37am   #26
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BE AMAZED at the STOOOOOPIDITY of one YEUGGE boatload of large threatening trees in my burb here, silly 1/4 acre lots, houses up to 1800' and having a typical 4-5 trees with trunks 2+ feet in diameter......and SO MANY dead, dead limbs, leaning over like a disASSter waiting to happen.....
This. I am constantly coaching clients about trees too close to their homes. The city of Greensboro is the worst. It's basically an urban forest. Have to wear a hard hat in the fall when the acorns are dropping.

The yard around my house, looks like a power line right of way.
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Old 09-24-2022, 8:01am   #27
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This. I am constantly coaching clients about trees too close to their homes. The city of Greensboro is the worst. It's basically an urban forest. Have to wear a hard hat in the fall when the acorns are dropping.

The yard around my house, looks like a power line right of way.



I thought your home was surrounded by trees?
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Old 09-24-2022, 8:36am   #28
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I thought your home was surrounded by trees?
My property is mostly wooded.
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Old 09-24-2022, 9:11am   #29
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Old 09-24-2022, 12:34pm   #30
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Mick, Porter and neighbor working tree
No doubt, I'm the fat guy in the blue on the right, giving one little push and then backing away as fast as I can, letting Porter take the wrath of that murdered tree. I is smart!

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OIC---you have a wood chipper and can make neighbors "disappear"; but, you cannot chip actual wood?
bout' feckin right ya stinkin' yankee....

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Wait, you mean, you are supposed to use a wood chipper to chip "wood"? You mean like 2x4s? Why would anyone do that. What good is a chipped up 2x4?
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Old 09-24-2022, 12:36pm   #31
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A friend tried to handle one of these cases. A four inch diameter limb fell on his house. He failed, and dropped the limb on to his wife's eye. She lost her eye. Call a pro if not 100% sure you can handle it.
Sorry to hear about the lady's eye. Yes, pro already called. He seems to be dragging his feet though. He has until Monday morning to respond to when he will make it on site. If I have not heard, I will be calling another pro.

ETA: Pro says he will be here tomorrow, but won't specify time.
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Old 09-25-2022, 8:10pm   #32
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Met with adjuster this morning, he is off adjusting. Met with tree guy at 1 pm, he will be back on Wednesday to remove the limb. Frustrating that the thing has been on my house for more than 6 days now, but I am finally getting some progress.
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Old 09-26-2022, 9:33am   #33
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In '96 the Great Ice Storm hit Mayland and I lived in the only house on a cul-de-sac in a new subdivsion and my house was two miles from the only entrance... The loblolly pines got loaded with ice in the branches and fell or snapped in half like rifle shots, my neighbor and I took two days to chain saw the road out of the subdivision and the area lost power for 14 days.

3 40' trees landed on the house and I chain-sawed them off myself. But no more. I thought getting old would take longer.
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Old 09-26-2022, 9:38am   #34
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Mick, Porter and neighbor working tree
Let's see how the three stooges fare helping Zeek take out his Neighbor's unsightly boat lift. $10BB says Zeek gets launched into the canal, Porter jumps in to save him, but doesn't drop the chainsaw and drowns, while Mick is on shore walking around in a circle. the neighbor grabs a cold beer.

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Old 09-26-2022, 12:27pm   #35
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Let's see how the three stooges fare helping Zeek take out his Neighbor's unsightly boat lift. $10BB says Zeek gets launched into the canal, Porter jumps in to save him, but doesn't drop the chainsaw and drowns, while Mick is on shore walking around in a circle. the neighbor grabs a cold beer.



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Old 09-26-2022, 1:14pm   #36
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In FL getting paid for a smaller HO INS claim is tougher, as most policies will have a 2% or 3% deductible, so is your dwelling coverage is $500K, you pay at least the first $10K of damages.
I have seen this change from a $1,000 deductible to where it is now, you can blame fraud and insurance adjusters for the current situation.
I think this will only get higher in the future, as no HO INS company claims to make money in FL, and one major storm in a highly-populated county will bankrupt over 50% of the carriers.
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Old 09-27-2022, 5:49am   #37
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Let's see how the three stooges fare helping Zeek take out his Neighbor's unsightly boat lift. $10BB says Zeek gets launched into the canal, Porter jumps in to save him, but doesn't drop the chainsaw and drowns, while Mick is on shore walking around in a circle. the neighbor grabs a cold beer.

You got the last two backward. I'd be the one grabbing the beer and saying "Wow, someone should really try to save Porter and Zeek." as I plop down on my ass to start into a good drunk. The neighbor would be all

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In FL getting paid for a smaller HO INS claim is tougher, as most policies will have a 2% or 3% deductible, so is your dwelling coverage is $500K, you pay at least the first $10K of damages.
I have seen this change from a $1,000 deductible to where it is now, you can blame fraud and insurance adjusters for the current situation.
I think this will only get higher in the future, as no HO INS company claims to make money in FL, and one major storm in a highly-populated county will bankrupt over 50% of the carriers.
My deductible for wind damage is $700. Right now, they are in the process of making an initial payment of about $6500, but are willing to go up to $11,000 if I spend that much. The tree guy only wants $550, my contractor thinks he can fix everything in two days, he's $100 an hour. There will be significant materials costs. I'll probably do the painting myself. I'm guessing I'm going to get it done for $6500.
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