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Old 03-29-2011, 9:22am   #1
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Default GEICO insurance?

Anyone here using GEICO to insure your Vette? If so, do you know how the collector car insurance works? Things such as usage, mileage, etc. Any horror stories?
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Old 03-29-2011, 10:29am   #2
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They are local here in San Diego area. I know a couple of people who work there. Anyhow, they used to be a small company that was just for gov't employees (not the general public), but now they are a big group that sells higher risk policies to the general public. They don't pay claims and like to use used parts as much as possible. Used parts aren't a problem for a 20 yr old car, but it is if you have a 2 yr old one.

I wouldn't use them except for a liability policy perhaps. I drive by their modest old bldg from 30 years ago and the sprawling Taj Majal campus they have now...I can assure you that they are profit driven and try very hard not to return money on claims.
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Old 03-29-2011, 11:23am   #3
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I had Geico once and I agree with Mike. Once, I had a claim and their customer service is below average.

AAA is not the cheapest but, the convenience and customer service of AAA is 5 stars. The great about AAA is that for example you get into an accident, you dont have to wait for the agent to show. You call and you take your car to the authorized shops and they do all the leg work there.
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Old 03-29-2011, 12:14pm   #4
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Thanks guys, just proves that cheaper is NOT better. I knew it was too good to be true.
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Old 03-29-2011, 2:47pm   #5
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Originally Posted by PLRX View Post
I had Geico once and I agree with Mike. Once, I had a claim and their customer service is below average.

AAA is not the cheapest but, the convenience and customer service of AAA is 5 stars. The great about AAA is that for example you get into an accident, you dont have to wait for the agent to show. You call and you take your car to the authorized shops and they do all the leg work there.
Ditto! Also, I hate those stupid Geico commercials.
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Old 03-29-2011, 3:22pm   #6
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Ditto! Also, I hate those stupid Geico commercials.
they are getting old
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Old 03-29-2011, 3:37pm   #7
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they are getting old
How about?
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Old 03-29-2011, 3:38pm   #8
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Either one gives me the Hershey squirts.
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Old 03-29-2011, 4:08pm   #9
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How about?
I wouldnt mind some of that red lipstick...
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Old 03-29-2011, 4:11pm   #10
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My cat catches lizards and brings them in the house to play with until they're dead. It's pretty gross.
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Old 03-29-2011, 4:11pm   #11
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My cat catches lizards and brings them in the house to play with until they're dead. It's pretty gross.
I like your cat
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Old 03-29-2011, 4:13pm   #12
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My cat catches lizards and brings them in the house to play with until they're dead. It's pretty gross.
Why don't you train him to play with your Jimmie Johnson lovin' Parrot
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Old 03-29-2011, 5:06pm   #13
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Quote:
Originally Posted by PLRX View Post
I had Geico once and I agree with Mike. Once, I had a claim and their customer service is below average.

AAA is not the cheapest but, the convenience and customer service of AAA is 5 stars. The great about AAA is that for example you get into an accident, you dont have to wait for the agent to show. You call and you take your car to the authorized shops and they do all the leg work there.
Been with them for years, and unlike NCM Insurance, if I stop to get a haircut on the way to the beach, they will cover my car if something happens to it.
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Old 03-29-2011, 5:33pm   #14
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Why don't you train him to play with your Jimmie Johnson lovin' Parrot
I'm saving that bird for me!
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Old 03-29-2011, 7:31pm   #15
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I'm saving that bird for me!
I'll report your sorry ass to the SPCA if you harm one feather on that intelligent NASCAR bird. You could learn something from him
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Old 03-29-2011, 7:32pm   #16
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How about?
Tainted as far as I'm concerned...
snopes.com: Progressive Insurance - Peter Lewis Donations
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Old 03-29-2011, 8:57pm   #17
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I'll report your sorry ass to the SPCA if you harm one feather on that intelligent NASCAR bird. You could learn something from him
I'm sorry, but I doubt the Suicidal Parrot Counciling Association will hold me accountable for his sudden decision to become Thanksgiving Dinner (if JJ wins another damn title!).
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Old 03-29-2011, 9:05pm   #18
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Quote:
Originally Posted by mike100 View Post
They are local here in San Diego area. I know a couple of people who work there. Anyhow, they used to be a small company that was just for gov't employees (not the general public), but now they are a big group that sells higher risk policies to the general public. They don't pay claims and like to use used parts as much as possible. Used parts aren't a problem for a 20 yr old car, but it is if you have a 2 yr old one.

I wouldn't use them except for a liability policy perhaps. I drive by their modest old bldg from 30 years ago and the sprawling Taj Majal campus they have now...I can assure you that they are profit driven and try very hard not to return money on claims.
If you're in San Diego and haven't gotten with Wawanesa yet, you are throwing your money away! They are the best I've found yet!! Just wish they covered AZ too!! Dammit!


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How about?


Quote:
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No frigging way I'd ever go back to Progressive. I was with them for a year or so then found out that Soros' group owns Progressive, so I dropped them like a hot rock and went to Wawanesa while still in SoCal. Now that I'm in AZ, I've since switched to USAA, very happy so far.

hth
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Old 03-29-2011, 10:15pm   #19
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I wouldnt mind some of that red lipstick...
on your dipstick?
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Old 03-29-2011, 10:52pm   #20
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on your dipstick?
Yep
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