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Off Topic Off Topic - General non-Corvette related discussion. |
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08-06-2018, 5:27pm | #41 | |||||||
Barn Stall Owner #101
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08-06-2018, 5:57pm | #42 | |||||||
Barn Stall Owner #2112
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If he started making good decisions for his FAMILY, and stopped acting like a teenager, there wouldn't be a problem, other than his health. It's never too late to start saving. My wife had a collapsed lung, lost her business and a ton of income because of it, and we flew out of the dive through things that I hated. Ya, now that's bragging bitch ! We did it, she lived, and now we're back in black. Let's try and cut a record and live off of the residuals... Good plan. If the mofo got a good financial advisor and actually listened to him or her, he would be in a lot better financial shape. Truth is, he has a half built '64 Vette that isn't worth what he pro-ports it to be worth, another Vette that he'd be lucky to get $12k for, and a junk yard dog. This BS all started over three years ago. I said liquidate, move into an apartment and start over with money in the bank, but no.... Keep throwing good money at bad and making infantile decisions. Really???? Sometimes you have to go backwards to go forwards and this guy has his mind set on what he wants to do. Why even ask for suggestions? That Exploder was a POS 3 years ago. I'd like to know how much money he spent on it to bring it up to today's standards. Ya, sarcasm ... Bragging??? No, REALITY. |
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08-06-2018, 6:40pm | #43 | |||||||
Barn Stall Owner #101
GTMS ‘18
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Location: Wisconsin
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08-06-2018, 6:50pm | #44 | |||||||
Barn Stall Owner #2112
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The three PM's from three different people back up my thoughts on the subject. I don't blame people for not saying what I'm saying in public, as it opens them to just such ridicule. Personally, IDGAFF. He asked, I suggested in most certain terms. No beating around the bush, horse sense. Keep the '64 ??? LOL!! Ya, that'll work out for the best. Thank you for straightening me out. |
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08-06-2018, 6:55pm | #45 | |||||||
Barn Stall Owner #101
GTMS ‘18
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Location: Wisconsin
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08-06-2018, 6:57pm | #46 | ||||||
Barn Stall Owner #2112
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08-06-2018, 7:06pm | #47 | ||||||
Barn Stall Owner #101
GTMS ‘18
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Location: Wisconsin
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Thanked 2,682 Times in 1,544 Posts
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08-06-2018, 7:09pm | #48 | ||||||
Barn Stall Owner #2112
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08-06-2018, 7:45pm | #49 | ||||||||
Moderatrix
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08-06-2018, 8:53pm | #50 | ||||||
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08-06-2018, 10:07pm | #51 | |||||||
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Fast forward a few years later...looking at an early 60's C1 with my father that was for sale...he flipped his shit when the guy was asking like 15k for the car. And it was CLEAN. |
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08-08-2018, 3:44pm | #52 | ||||||
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Jeff your opinion is valued. But you have inaccurate information. My situation is far more complex than you know.
And I drive the car. I can’t have the assets tied up until I’m 62. I’m going to bet you’ve had a regular job with benefits most of your life. Which is a good idea. But it means you likely have no idea how different life is. I wasn’t asking for financial advice. Just what to do with a 5000 lb door stop. Truth is, I know almost nothing about investing. I’ve never worked for anyone but myself. I’d like to learn. My plan is to take the next ten years and make $250-$300k per year. I do know how to read financials and run profitable companies. Last year I grossed over $200k. I’ve been paying off debt. There is much you don’t know. For example, due to insurance company cancelling my wife’s policy when she had cancer in 2003 and we lost everything we owned and built over the years. In 2014 I was hospitalized five times. Twice in the ICU for days on end. I just worked through 10 days having a tube up my dick and peeing into a bag. Did any of that that happen to you? The last 12 years I’ve been on chemo. Can you relate? I almost died in October and have had two surgeries since then. It puts a dent in your billable time. I will likely need several more very painful surgeries in the next two years. Yet I will never give up on work. None of this is/was in my control. This is why you sound like a dick to some people. You are basing your advice on YOUR life. I like frank honest advice. From people who have a complete understanding of the issues. I don’t give clients advice until I completely understand their business including financials. I’m not sure you are in a position to give sound advice. I’ve also never asked anyone here for anything other than advice and to vent. Some members have chosen to help in small ways on their own. I am independent to a fault. I resent your insinuation that I’m a pathetic idiot on the verge of living on the street. You are off base. I guarantee you have no idea how life is when you rack up $60k PER YEAR in out of pocket costs due to issues over which you have no control. In other words I have to make $60k just to get to zero. I get up everyday and make it happen. I’m working right now at the cancer center after being up since 3am from pain. The question is, does the car give me more joy than paying just one year of medical bills with 10-15 years more to go? That is a decision only I can make. There is very little joy in my life. While you seem intent on judging me, I’ll give you a pass because almost nobody can understand, nor can they help. You have highjacked this thread. If I start a “what should I do with my finances” I’ll be sure to PM you with a link.out of curiosity if I was fighting cancer, would you so obnoxious? |
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08-08-2018, 4:03pm | #53 | ||||||
Barn Stall Owner #93
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Forgot to mention I also have to burn a half day of time every two weeks for IV fluids and twice last year iron infusions every day for two weeks (3 hours each). I try to work during those times too.
The big thing Jeff doesn’t get is that I have no other choices. I can’t work a normal job because of my disability. I can’t stop working because I can’t buy insurance so I can’t get the drug I need to stay alive. ($25k per dose every six weeks). Again, I appreciate that you care but you have no idea of the circumstances. Your ideas are sound but extraordinarily simplistic. I gave up a long time ago expecting anyone to understand. Just like I don’t understand what it’s like to be you. |
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08-08-2018, 4:12pm | #54 | |||||||
Barn Stall Owner #93
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08-08-2018, 4:19pm | #55 | |||||||
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Then, even if you're wrong, you'll be a mile away from him and you'll have his shoes. |
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08-08-2018, 5:27pm | #56 | |||||||
Barn Stall Owner #2112
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Get a disability lawyer and go on 100% disability and collect SSI. Odds are that your meds will be covered once granted disability. Why have you not done this already? Does your wife work? When we were broke, my wife worked in the deli of a grocery store, and as a salesperson at an Apple store. The grocery store had health benes, although I did too at my job. My job was eliminated, but I was the only one of 45 guys that they kept, at a pay cut. My wife is now an administrator at the most profitable dentist conglomerate in WNY... From collapsed lung and near death to that... My point? It can be done. You just need to do it. It was tough times, but we got through. |
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08-08-2018, 6:21pm | #57 | |||||||
Barn Stall Owner #2112
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That's all I'm saying. I know that it is part of your identity, but like I said before, desperate times call for desperate measures. |
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08-09-2018, 7:41pm | #58 | ||||||
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About the car... I would now put it in the front yard with a "FREE" sign in the windshield. I bet it won't sit there 24 hours. Clean it out thoroughly (except leave the keys in) to include the title so whoever drags it home cannot register it back in your name, fail to pay the insurance premium and have the credit vultures punishing you for your good deed. It will be gone and you can focus on whatever needs to come next.
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08-09-2018, 8:31pm | #59 | |||||||
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08-09-2018, 9:13pm | #60 | |||||||
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There are two ways to address this. One, you can fill out a form to notify the state the car no longer belongs to you, indicating the new buyer's name. The second, which is what I do, is insist that the title transfer happen at the dmv. I want to personally WATCH the buyer register the car I just sold him. If a buyer can't agree to those terms, I won't sell to that person. There's a lot of potential headache and liability here. Your car could be used in a crime, the buyer could run over a family of 6, commit a hit and run, run toll booths, pick up parking tickets, and other things that will come back on you and force you to have to play defense. Easier to just do it right the first time. |
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