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Old 09-08-2020, 9:59am   #1
JetMechZ16
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Default upper/middle/lower income level calculator

Interesting income level calculator that adjusts for your local area.

https://www.pewresearch.org/fact-tan...-middle-class/
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Old 09-08-2020, 10:22am   #2
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Upper 20% in my area.
I don't believe that.
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Old 09-08-2020, 10:32am   #3
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Upper 20% in my area.
I don't believe that.
It says upper income level along with 18% of others for my area. I kept adjusting the income level to see at what level it changed here. I dropped our income level by $60k before it dropped us down to the middle income level.

I sure don't feel upper income level.
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Old 09-08-2020, 10:37am   #4
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I want my reported income as low as possible.

Helps w ACA
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Old 09-08-2020, 10:43am   #5
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Originally Posted by JetMechZ16 View Post
It says upper income level along with 18% of others for my area. I kept adjusting the income level to see at what level it changed here. I dropped our income level by $60k before it dropped us down to the middle income level.

I sure don't feel upper income level.
It gave $46K - $136K as "Middle" for my area with two people in the household. It would be pretty tough to own a home around here on $46K of income IMO, but I pretty much agree with the top if it is just two of you. If you are trying to put a few kids to college, it's not that fat of an income though.
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Old 09-08-2020, 10:47am   #6
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I want my reported income as low as possible.

Helps w ACA
My plan when I retire is to not owe anyone any money. That way I only have to pay basic monthly expenses and not draw to pay for a mortgage or anything. I also have both a traditional and a Roth 401k. When I start getting too close to the next tax bracket I'd draw from the Roth since it's already been taxed and keep myself out of the next bracket. Of course we'll have both our military retirements and both our SS checks which is going to keep us in a higher tax bracket. I'd just like to stay in the lowest one possible.
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Old 09-08-2020, 10:50am   #7
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Upper 20% in my area.
I don't believe that.
Upper percentage. I mean poor here. Not so sure either. Only took a 10K drop to put me in the middle??? Not much room for error This year I may be back to middle
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Old 09-08-2020, 10:56am   #8
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It gave $46K - $136K as "Middle" for my area with two people in the household. It would be pretty tough to own a home around here on $46K of income IMO, but I pretty much agree with the top if it is just two of you. If you are trying to put a few kids to college, it's not that fat of an income though.
Our state is $33k-$99k for middle with 2 people. You can't send a kid to college at that lower level.
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Old 09-08-2020, 10:59am   #9
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It said i should be out on the streets saying Homeless Veteran needs food.
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Old 09-08-2020, 11:00am   #10
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Huh, it appears I'm low income.
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Old 09-08-2020, 11:12am   #11
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Mine said i can afford my own van down by the river.. Whew didn't want to share.
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It said i should be out on the streets saying Homeless Veteran needs food.
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Old 09-08-2020, 11:24am   #12
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mine said

"file for bankruptcy"
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Old 09-08-2020, 11:26am   #13
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Originally Posted by Anjdog2003 View Post
It said i should be out on the streets saying Homeless Veteran needs food.
You got that awesome view of the L.A. river though.

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Huh, it appears I'm low income.
It don't count the money you got in the bank from malpractice lawsuits.
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Old 09-08-2020, 11:36am   #14
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You got that awesome view of the L.A. river though.


You're a full glass type of guy.
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Old 09-08-2020, 11:44am   #15
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You're a full glass type of guy.
Well thanks Anj, You're not half the ass Struggles-Wth-Words says you are.
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Old 09-08-2020, 11:48am   #16
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We live in a upper middle class neighborhood, and I would bet that based on household income, we're at the bottom of our circle of friends.

I often wonder if we're too conservative with our money.
I have a hard time striking a balance between saving for the future and living for today.
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Old 09-08-2020, 11:51am   #17
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Originally Posted by JetMechZ16 View Post
Well thanks Anj, You're not half the ass Struggles-Wth-Words says you are.



Iron Maiden > Nancy Pelosi > BLM > Struggles-Wth-Words
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Old 09-08-2020, 12:00pm   #18
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Quote:
Originally Posted by JetMechZ16 View Post
It says upper income level along with 18% of others for my area. I kept adjusting the income level to see at what level it changed here. I dropped our income level by $60k before it dropped us down to the middle income level.

I sure don't feel upper income level.
Our total income is $67,400.00 and for here in Montgomery, Alabama it shows us as middle income.
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Old 09-08-2020, 12:14pm   #19
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Long retired and we are on pensions, SS and profits from my portifilo, it puts us square in Middle Middle class. Not bad for a blue collar union pipefitter/welder and a wife that first started out at entry level working for the state and left as a Department manager!

Made it a point when we retired to have no mortgage and built a new paid for house at the lake.
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Old 09-08-2020, 12:35pm   #20
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Long retired and we are on pensions, SS and profits from my portifilo, it puts us square in Middle Middle class. Not bad for a blue collar union pipefitter/welder and a wife that first started out at entry level working for the state and left as a Department manager!

Made it a point when we retired to have no mortgage and built a new paid for house at the lake.
My mortgage was paid last month. The truck will be done shortly. I've still got a few years to work. I'll be 58 this month. It feels liberating to not have that mortgage payment. I still feel like I have to keep socking away money though.
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