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Old 06-12-2014, 7:47am   #1
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Who remembers the thread I started about a year and a half ago regarding the girl we sent to Westminster with one of our dogs who got a DWI TWO WEEKS after she got her drivers license? Well, she's getting her license back next month when she turns 18.

My wife works in insurance and she's helping her get some quotes. The numbers are staggering.

6 months with Progressive if paid in full; $2900.00
6 months with Travelers assuming they can get underwriters approval? $3800.00

This is for liability only on an 8 year old Accord.
Holy hell.

The good news is the kid has straightened her life out and starts college in the fall. She done good. As pissed off as I was at her, I'm equally proud of her for turning her life around. She's even volunteering to speak at her high school about this without the court mandating she does so.

I remember Simpleman telling me not to give up on these kids, as hard as that may be. You were right mutha-fo.
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Old 06-12-2014, 7:52am   #2
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Try ERIE Ins. co........they are a GREAT regional carrier, I was SO sad to lose them when moving to Florida....they treated me GREAT over some 25 year run.....for ALL insurance needs.....
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Old 06-12-2014, 7:55am   #3
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Damn, I really needed some good news for my morning.

Glad to hear she is growing up and becoming a responsible young lady.
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Old 06-12-2014, 8:01am   #4
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Progressive is usually pretty good for rates on higher risk drivers.
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Old 06-12-2014, 8:13am   #5
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Originally Posted by TxAg View Post
While I generally have zero respect for drunk drivers, at least this gal didn't kill anyone and sounds like she's learned lesson very well.
She sure tried. She had her sister in the car along with three boys. One of whom was,,

Wait for it,,,





Wait,,,,





Wait,,,

Too drunk to drive. And it was his f'n car.
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Old 06-12-2014, 8:15am   #6
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Progressive is usually pretty good for rates on higher risk drivers.
Remember about 12/15/12 my wife in traffic, got slammed HARD by a ex cop car with those nerf bars on front...at 45 mph......pushed her forward into the minivan ahead of her, we were and still are with Progressive, and they didn't even raise her rates, my vette is insured under a collector policy......

I rather surprised, given that insurance in Florida is a scam operation.....

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Old 06-12-2014, 9:05am   #7
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I would be curious to know what the standard rate would be for a person her age without the DUI. I know young men get raked over the coals when it comes to insurance rates (compared to girls), but almost 6 grand a year is effin nuts. PISS ON THAT!
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Old 06-12-2014, 9:09am   #8
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Quote:
Originally Posted by Thomas View Post
Who remembers the thread I started about a year and a half ago regarding the girl we sent to Westminster with one of our dogs who got a DWI TWO WEEKS after she got her drivers license? Well, she's getting her license back next month when she turns 18.

My wife works in insurance and she's helping her get some quotes. The numbers are staggering.

6 months with Progressive if paid in full; $2900.00
6 months with Travelers assuming they can get underwriters approval? $3800.00

This is for liability only on an 8 year old Accord.
Holy hell.

The good news is the kid has straightened her life out and starts college in the fall. She done good. As pissed off as I was at her, I'm equally proud of her for turning her life around. She's even volunteering to speak at her high school about this without the court mandating she does so.

I remember Simpleman telling me not to give up on these kids, as hard as that may be. You were right mutha-fo.
She was a minor and has kept her nose clean. Any lawyer worth a shit could get that DUI expunged from her record now that she is an adult.
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Old 06-12-2014, 9:15am   #9
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Quote:
PISS ON THAT
That's what I told my wife. And forget her parents putting them on their policy. They're asshats.

I ain't saying it's right, but this is what drives people to drive without INsurance.
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Old 06-12-2014, 9:28am   #10
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Try Esurance.
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Old 06-12-2014, 9:46am   #11
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Originally Posted by Thomas View Post
That's what I told my wife. And forget her parents putting them on their policy. They're asshats.

I ain't saying it's right, but this is what drives people to drive without INsurance.
I think you have it backyards.

This is what happens when people drive drunk.

Shew broke multiple laws and could have cost her insurance company millions of dollars due to poor decision making. She will pay the Price for this as she should.
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Old 06-12-2014, 10:20am   #12
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I think you have it backyards
Miss something?

Quote:
I ain't saying it's right, but this is what drives people to drive without INsurance
.

It IS her fault. Nobody said otherwise. My point was high rates like this drive some people to drive without INsurance. Period. And you and I pay for it.

Try and forget about what caused them to be high for a minute. That wasn't my point. They're high, and when they're this high, some folks will drive without.
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Old 06-12-2014, 10:32am   #13
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Quote:
Originally Posted by Thomas View Post
Miss something?

.

It IS her fault. Nobody said otherwise. My point was high rates like this drive some people to drive without INsurance. Period. And you and I pay for it.

Try and forget about what caused them to be high for a minute. That wasn't my point. They're high, and when they're this high, some folks will drive without.
I ain't saying it's right, but this is what drives people to drive without INsurance.[QUOTE] [/QUOTE]

Thats the part I was concentrating on. Anyone who drives without insurance because they can't afford it does not deserve to drive.

Except in NH where insurance is not required.
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Old 06-12-2014, 10:47am   #14
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Anyone who drives without insurance because they can't afford it does not deserve to drive.
No argument. And if you live in a state that mandates insurance and you get caught without it? Pull their DL, fine the shit out of them. Problem is, if you're the type to drive without insurance, you'll probably drive without a DL too.

This was a hard lesson for her, and one she probably needed. But that doesn't change the one thing; I feel bad for her. Especially since she's done so well since. I know. Libfktard and all that crap.
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Old 06-12-2014, 11:24am   #15
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Quote:
Originally Posted by Thomas View Post
Who remembers the thread I started about a year and a half ago regarding the girl we sent to Westminster with one of our dogs who got a DWI TWO WEEKS after she got her drivers license? Well, she's getting her license back next month when she turns 18.

My wife works in insurance and she's helping her get some quotes. The numbers are staggering.

6 months with Progressive if paid in full; $2900.00
6 months with Travelers assuming they can get underwriters approval? $3800.00

This is for liability only on an 8 year old Accord.
Holy hell.

The good news is the kid has straightened her life out and starts college in the fall. She done good. As pissed off as I was at her, I'm equally proud of her for turning her life around. She's even volunteering to speak at her high school about this without the court mandating she does so.

I remember Simpleman telling me not to give up on these kids, as hard as that may be. You were right mutha-fo.
tell her I said what up.
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Old 06-12-2014, 11:25am   #16
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You could probably photoshop an insurance card easily enough
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Old 06-12-2014, 11:26am   #17
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Does she need SR-22??
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Old 06-12-2014, 11:55am   #18
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tell her I said what up.
Chicks hotter than hell KB.
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Old 06-12-2014, 1:28pm   #19
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Originally Posted by Thomas View Post

This was a hard lesson for her, and one she probably needed. But that doesn't change the one thing; I feel bad for her. Especially since she's done so well since. I know. Libfktard and all that crap.
Not a libfktard position
Most conservatives would agree.
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Old 06-12-2014, 2:09pm   #20
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The good news is the kid has straightened her life out and starts college in the fall.
Respect to her for making a change.
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