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Off Topic Off Topic - General non-Corvette related discussion. |
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01-23-2024, 9:23pm | #1 | ||||||
Barn Stall Owner #122
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Anyone else notice businesses charging for CC use ?
I’ve ran into a lot of places that are charging up to 3.5% if you use a credit card. Even the local Chevy dealer puts that on there for service or parts. Looks like we are going back to cash and debit cards.
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01-23-2024, 9:28pm | #2 | |||||||
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Debit card is my primary 99% of the time. I've had $80 in my wallet for months now for some emergency bs. I only use a CC for online or something that could be a problem. |
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01-23-2024, 9:31pm | #3 | ||||||
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It is ridiculous for businesses to do that.
I absorbed CC fees, and it didn’t make a difference in the bottom line. If a shitty business owner thinks it is a better idea to charge a tiny fee that everyone complains about vs just adding 3% to the price that nobody will notice. |
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01-23-2024, 9:33pm | #4 | ||||||
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Same here, CC is just for the internet and everything else is cash or debit cards. My stores had always charged 2% extra for Amex and most the dealers I had were adding 1% to 3% for using a CC when I retired in 2021.
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01-23-2024, 9:35pm | #5 | ||||||
Vette Barn Crew
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I notice more businesses offering a discount for cash or check. 3.5% is 3.5% of sales.
I'm getting a humidifier installed in my house this week, saving about $30 with check vs. CC. |
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01-23-2024, 9:36pm | #6 | ||||||
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I think many years ago when I started my business the CC companies had a stipulation in the contract that said you couldn’t charge less for cash.
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01-23-2024, 9:53pm | #7 | ||||||
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It's illegal in MA to charge more for using a credit card.
However.... it's just fine to offer a cash discount. Liberal logic in action. And yes, I have been seeing it more often lately. Bidenomics. |
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01-23-2024, 9:55pm | #8 | ||||||
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01-23-2024, 9:58pm | #9 | ||||||
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01-23-2024, 10:33pm | #10 | ||||||
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Texas probably has something similar. Most stations have a different cash v. credit price.
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01-23-2024, 11:01pm | #11 | |||||||
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A local bar that we have been to a number of times charged me 3.5% to use my credit card the last time we were there. That 3.5% got deducted from the tip. Oh, did I mention, "the last time we were there"? |
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01-23-2024, 11:05pm | #12 | |||||||
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01-24-2024, 6:13am | #13 | ||||||
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Last place that tried to charge the surcharge got to wonder why a customer with $1500 worth of goods left them at the register and walked out. Went down the way and bought the same stuff and saved 3%. Call me cheap but it is the principle of the matter.
The sad part was I was using my Debit/Credit card coming right out of my checking account. We don't use the debit function. Got burnt on it at a store once and won't do it again. |
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01-24-2024, 6:31am | #14 | ||||||
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"Everything's illegal in Massachusetts." Because it's a shitty state.
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01-24-2024, 6:35am | #15 | |||||||
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There are a few gas stations here that do a cash/credit price difference, but that has been happening for years. |
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01-24-2024, 6:48am | #16 | ||||||
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up to 4% is normal here.
I think they charge 4% whether it is a credit or debit card too. went out to dinner last Saturday and they brought the ticket and 4% was already added on. No idea if they would have taken it off if you paid cash or debit. Likely only if you asked them to do so. |
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01-24-2024, 6:56am | #17 | ||||||
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95% of my business revenue is paid via CC. I don't add a surcharge, it's the cost of doing business.
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01-24-2024, 6:57am | #18 | ||||||
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I think it's a dumb practice because handling cash is a PITA. The costs of handling it must be far more than what the CC companies charge.
In my business I give clients three options. I tell them that I prefer Zelle, and would rather take a check then process a credit card. I don't charge a fee. |
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01-24-2024, 7:22am | #19 | |||||||
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“Technically, it is not illegal to be illegal in Massachusetts” |
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01-24-2024, 7:59am | #20 | ||||||
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VBOTers are ballers and pay cash
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