WWVBD

[Mick]

Originally Posted by C3C7NIC

I dumped my FA when my market investments were pulling in avg 15%over 10 yrs; under my watch and his was at 10% (not counting his fees).

W/O divulging number or too many details, we are mortgage free and have no loans or CC.

Although well diversified not sure where to "invest" $ moving forward. I feel the market is at or near it's peak, so not going to add much there.

The house we live in AND the investment property I am trying to sell are owned outright. I have a loan on the other property, but I have been paying that down pretty aggressively.

Consulted a new FA and they said we were "unicorns" in this day and age to have lived so frugal and be debt free at our age. Said we should max out our work matched retirements but did not offer any other solid advise.

From his perspective, you probably are unicorns because people who are good with money rarely need a fancy FA. My wife and I have always taken the max match monies that were available.

But the question still remains, where to get a decent cash income that we could live on, and pay for health insurance? I can get about 2% out of Treasuries, and decent dividend payers, but is there anything reasonably low-risk where I can get 4-5%? If so, I don't know what it is.

[NCC-1701]

In 19 years I'll be in a pine box singing with the Angels...