The Pull Out Method: State Farm Non Renews 72,000 California Policies

[LATB]

Originally Posted by Newby

Legitimate question

Answer above.

[dvarapala]

Originally Posted by LATB

The problem is defining high risk areas.

We could start with areas that historically have had a lot of claims.

[dvarapala]

Originally Posted by LATB

Believe it or not but it’s true.

Must be liberals in charge of that insurance company.

[LATB]

Originally Posted by dvarapala

We could start with areas that historically have had a lot of claims.

True. But in reality most of the state is a high risk for wind and there are many places that are not coastal that are high risk for flooding.

[LATB]

Originally Posted by dvarapala

Must be liberals in charge of that insurance company.

Insurance lobbyists in Tallahassee are the problem.

[ZipZap]

Originally Posted by DJ_Critterus

And USAA, along with most other insurers, are doing everything they can to depopulate their books via not supplying policies, non-renewals, and flat out dropping policies.

I have no issue with a company I hand money to making good business decisions.

I would be for going back to O ranks only if it could happen.

[Aerovette]

How awesome. Now that their exposure is less and potential payouts will be lower, when will my discounts begin?

[ZipZap]

Originally Posted by DJ_Critterus

And you live where? ID? We know why it's easy for you to get a policy with them. They have minimal risk.

I live in CO. At a place where just ten years ago had a billion dollar forest fire. I asked USAA to come out and survey my yard work. They pointed out a single tree on my 3 acres that did not have crown clearance. Zero were not cut to min's.

Actually saw a one-time decrease in HO after they were here.

Hail and wind deductibles have gone up because there are too many shady roof repair guys.

[Yadkin]

Originally Posted by ZipZap

I live in CO. At a place where just ten years ago had a billion dollar forest fire. I asked USAA to come out and survey my yard work. They pointed out a single tree on my 3 acres that did not have crown clearance. Zero were not cut to min's.

Actually saw a one-time decrease in HO after they were here.

Hail and wind deductibles have gone up because there are too many shady roof repair guys.

But pot is legal. Any correlation there?

[ZipZap]

Originally Posted by Yadkin

But pot is legal. Any correlation there?

No. It was put up or shut up time. I live in a forest and take fire very seriously. Been through Hurricanes, Earthquakes, Torrential rains, Snowmageddon. Fire scares the shit out of me.

BTW, THC use in CO is falling fairly quickly w/r/t population.