|
Off Topic Off Topic - General non-Corvette related discussion. |
|
Share | Thread Tools | Search this Thread |
05-25-2023, 12:08pm | #1 |
Explosive Salami
Stall Owner #1120.2520 Join Date: Feb 2010
Location: Not Ceasing & Desisting on the leeward side of Anger Island
Posts: 52,348
Thanks: 21,747
Thanked 27,938 Times in 11,811 Posts
Gameroom Barn Bucks: $9018209
|
Closing on my house tomorrow and the bank just scared me...
Gotta love it when the bank's loan processor calls, say's something odd is happening with the loan for final approval, and has her supervisor online to explain it to me.
Oh shit.... here we go. Something got portered and I'm getting screwed like STS in a truck stop restroom. Nope..... they over estimated my closing costs and seller gave too many credits. About $6K worth of credits. So, I am getting back about $2K cash for my earnest money and inspection fees. Most of the rest is going to pay down the point, so I went from 5.502% to 5.125%. About $385 has to be left on the table because legally it can only be applied to the point, closing costs, or any out of pocket expenses I had and there is no place to apply it. Woo Hoo.... stuff is going DJ's way (in a good way) for once |
The Following 25 Users Say Thank You to DJ_Critterus For This Useful Post: |
05-25-2023, 12:12pm | #2 | ||||||
Barn Stall Owner #0331
Join Date: Jun 2021
Location: USMC 0331 Forever
Posts: 15,097
Thanks: 8,640
Thanked 7,839 Times in 3,202 Posts
Gameroom Barn Bucks: $500
|
You can’t find a way to repurpose that $385 toward hookers and blow for a closing party?
|
||||||
The Following User Says Thank You to Louie Detroit For This Useful Post: |
05-25-2023, 12:19pm | #3 |
Explosive Salami
Stall Owner #1120.2520 Join Date: Feb 2010
Location: Not Ceasing & Desisting on the leeward side of Anger Island
Posts: 52,348
Thanks: 21,747
Thanked 27,938 Times in 11,811 Posts
Gameroom Barn Bucks: $9018209
|
|
05-25-2023, 12:21pm | #4 | ||||||
Barn Stall Owner #14/32
Join Date: Jan 2020
Location: IDK, IDC, IDGAF
Posts: 21,354
Thanks: 14,372
Thanked 13,011 Times in 4,938 Posts
Gameroom Barn Bucks: $4810
|
|
||||||
The Following User Says Thank You to Vandelay Industries For This Useful Post: |
05-25-2023, 12:35pm | #5 | ||||||
A Real Barner
Join Date: Jan 2011
Location: Green Acres is the place to be...
Posts: 37,437
Thanks: 6,325
Thanked 23,446 Times in 10,611 Posts
Gameroom Barn Bucks: $8122190
|
5.125 is an excellent rate in today’s market.
Good job. |
||||||
The Following 3 Users Say Thank You to LATB For This Useful Post: |
05-25-2023, 1:05pm | #6 | ||||||
10cm member
Barn Stall Owner #90125 NCM Supporter '19,'20
Join Date: Jan 2011
Location: Houston, Tejas, Estados Unidos
Posts: 81,866
Thanks: 37,121
Thanked 41,428 Times in 17,234 Posts
Gameroom Barn Bucks: $2621492
|
|
||||||
The Following 4 Users Say Thank You to Bill For This Useful Post: |
05-25-2023, 1:06pm | #7 |
Explosive Salami
Stall Owner #1120.2520 Join Date: Feb 2010
Location: Not Ceasing & Desisting on the leeward side of Anger Island
Posts: 52,348
Thanks: 21,747
Thanked 27,938 Times in 11,811 Posts
Gameroom Barn Bucks: $9018209
|
|
The Following User Says Thank You to DJ_Critterus For This Useful Post: |
05-25-2023, 1:08pm | #8 |
Explosive Salami
Stall Owner #1120.2520 Join Date: Feb 2010
Location: Not Ceasing & Desisting on the leeward side of Anger Island
Posts: 52,348
Thanks: 21,747
Thanked 27,938 Times in 11,811 Posts
Gameroom Barn Bucks: $9018209
|
|
The Following 3 Users Say Thank You to DJ_Critterus For This Useful Post: |
05-25-2023, 1:08pm | #9 | ||||||
A Real Barner
Join Date: Jan 2011
Posts: 10,149
Thanks: 2,887
Thanked 5,736 Times in 2,717 Posts
Gameroom Barn Bucks: $3895593
|
Congrats and enjoy the new home.
|
||||||
The Following User Says Thank You to Taurus For This Useful Post: |
05-25-2023, 1:10pm | #10 | ||||||
Latin American Goat Roper
Barn Stall Owner #101 Bantayan Kids '13
Join Date: Nov 2009
Location: Orange Park Florida
Posts: 60,718
Thanks: 32,900
Thanked 11,561 Times in 5,701 Posts
Gameroom Barn Bucks: $1138393
|
Hope it goes well 4 U......
|
||||||
The Following User Says Thank You to mrvette For This Useful Post: |
05-25-2023, 1:10pm | #11 | ||||||
Barn Stall Owner #1000
1000th member NCM Supporter '13 Bantayan Kids '13
Join Date: Feb 2011
Location: Bama
Posts: 12,783
Thanks: 6,069
Thanked 4,827 Times in 2,645 Posts
Gameroom Barn Bucks: $2425793
|
So are you out $385? Can it go in your escrow account?
|
||||||
05-25-2023, 1:16pm | #12 |
Explosive Salami
Stall Owner #1120.2520 Join Date: Feb 2010
Location: Not Ceasing & Desisting on the leeward side of Anger Island
Posts: 52,348
Thanks: 21,747
Thanked 27,938 Times in 11,811 Posts
Gameroom Barn Bucks: $9018209
|
I'm not sure why it couldn't but I need to ask that question. IT might be due to the fact that most escrow accounts are over estimated and this could end up coming back to me in cash at the end of the year. Not sure, though.
@LATB might have a better answer. |
05-25-2023, 1:46pm | #13 | |||||||
A Real Barner
Join Date: Feb 2017
Location: Al
Posts: 12,332
Thanks: 3,977
Thanked 15,652 Times in 6,170 Posts
Gameroom Barn Bucks: $22573
|
Quote:
|
|||||||
05-25-2023, 1:57pm | #14 |
Explosive Salami
Stall Owner #1120.2520 Join Date: Feb 2010
Location: Not Ceasing & Desisting on the leeward side of Anger Island
Posts: 52,348
Thanks: 21,747
Thanked 27,938 Times in 11,811 Posts
Gameroom Barn Bucks: $9018209
|
|
05-25-2023, 2:07pm | #15 | ||||||
A Real Barner
Join Date: Oct 2015
Location: America
Posts: 13,487
Thanks: 10,243
Thanked 6,352 Times in 2,175 Posts
Gameroom Barn Bucks: $1002182
|
Did you post pics of the house?
|
||||||
05-25-2023, 2:11pm | #16 | |||||||
Barn Stall Owner #112
Join Date: Apr 2022
Location: Content provider
Posts: 16,266
Thanks: 6,383
Thanked 4,528 Times in 2,644 Posts
Gameroom Barn Bucks: $500
|
Quote:
|
|||||||
05-25-2023, 2:20pm | #17 |
Explosive Salami
Stall Owner #1120.2520 Join Date: Feb 2010
Location: Not Ceasing & Desisting on the leeward side of Anger Island
Posts: 52,348
Thanks: 21,747
Thanked 27,938 Times in 11,811 Posts
Gameroom Barn Bucks: $9018209
|
|
The Following User Says Thank You to DJ_Critterus For This Useful Post: |
05-25-2023, 3:03pm | #18 | |||||||
A Real Barner
Join Date: Jan 2011
Location: Green Acres is the place to be...
Posts: 37,437
Thanks: 6,325
Thanked 23,446 Times in 10,611 Posts
Gameroom Barn Bucks: $8122190
|
Quote:
|
|||||||
The Following 3 Users Say Thank You to LATB For This Useful Post: |
05-25-2023, 4:05pm | #19 | ||||||
A Real Barner
Join Date: Jan 2011
Location: Orlando Floriduh
Posts: 5,771
Thanks: 1,589
Thanked 1,839 Times in 927 Posts
Gameroom Barn Bucks: $5427
|
|
||||||
05-25-2023, 4:10pm | #20 | ||||||
Barn Stall Owner #14/32
Join Date: Jan 2020
Location: IDK, IDC, IDGAF
Posts: 21,354
Thanks: 14,372
Thanked 13,011 Times in 4,938 Posts
Gameroom Barn Bucks: $4810
|
The $385 will need to be accounted for on the HUD-1
|
||||||
The Following User Says Thank You to Vandelay Industries For This Useful Post: |
|
|
Support the Barn: |
Download the Mobile App; |
Follow us on Facebook: |
||