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Off Topic Off Topic - General non-Corvette related discussion. |
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03-11-2011, 11:27pm | #1 | ||||||
A Real Barner
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Do you have Earthquake insurance on your home?
I'm not sure if I just hear about them more often now, but it seems like we're having more and more earthquakes. We have had a few in Oklahoma this year. One was strong enough it shook my building at work.
It's my understanding that most home owners insurance doesn't cover earthquakes (at least in Oklahoma.) I've considered adding it in the past. I think I might call to get a quote on Monday. Anyone carry it on their house? Any idea how much it cost? |
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03-11-2011, 11:32pm | #2 | ||||||
Barn Raising III
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We added additional insurance for wind due to all the hurricanes that break up and hit GA as tropical storms in the late summer/fall but thats it.
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03-11-2011, 11:33pm | #3 | ||||||
A Real Barner
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its required here on the left coast where i live.
not sure how much, its paid through my mortgage impound account... |
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03-11-2011, 11:39pm | #4 | ||||||
A Real Barner
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No need in my area. We RARELY feel anything. I think the last time was in 1989.
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03-11-2011, 11:45pm | #5 | ||||||
A Real Barner
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03-12-2011, 12:28am | #6 | ||||||
Vette Barn Crew
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I dont believe so.
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03-12-2011, 1:00am | #7 | ||||||
Vette Barn Crew
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i highly doubt it. don't have flood insurance either.
it's nice to live in a fairly disaster free zone....aka, the mid west....knock on wood |
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03-12-2011, 4:05am | #8 | ||||||
Vette Barn Crew
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No insurance needed here for earthquakes ! You just have to be careful of White Pointers and crocodiles that can kill you ! Stewy
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03-12-2011, 10:50am | #9 | ||||||
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I didn't have EQ insurance at first. Then we had a huge swarm of earthquakes totaling over 5000 quakes over a several month period (scary shit). I bought EQ insurance just before a moratorium was put in place. It increased my premium just under 40%. Well worth it for the piece of mind.
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03-12-2011, 11:42am | #10 | ||||||
Barn Stall Owner #1991
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03-12-2011, 12:08pm | #11 | ||||||
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My insurance covers everything but an act of war.
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03-14-2011, 10:31am | #12 | ||||||
Vette Barn Crew
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03-14-2011, 11:24am | #13 | ||||||
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Yep, it was only $30 extra a year.
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03-14-2011, 11:25am | #14 | ||||||
Vette Barn Deacon
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Yeah, we added it onto our policy about six months after we bought our home. The out-of-pocket deductible (10% down) is a mofo, but at least you can get your crib rebuilt should worse come to worse.
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