Choose your color scheme:
The Vette Barn  
 
FAQVBF Chat Calendar Gameroom [] Social Groups Who's Online
Go Back   The Vette Barn > Off Topic/Babes/Other > Off Topic
Reload this Page NCM Insurance
Register Photo Albums Today's Posts Search Experience

Off Topic Off Topic - General non-Corvette related discussion.

User Tag List

Reply
Page 1 of 2 1 2
 
Share Thread Tools Search this Thread
Old 05-16-2014, 3:17pm   #1
Joecooool
Barn Stall Owner #10
Points: 40,307, Level: 100
Activity: 0%
 
Joecooool's Avatar
 
Join Date: Mar 2010
Location: Florida Keys
Posts: 6,625
Thanks: 363
Thanked 1,765 Times in 758 Posts
Gameroom Barn Bucks: $8563902
Default NCM Insurance
So I just checked in with Adam and the NCM about an insurance quote on my C5 to see how competitive they are. I currently have it insured with USAA.

The NCM rate I was quoted was less than half what I am currently paying through USAA for the same coverage.

If you have not called these guys for an insurance quote, I'd highly recommend you do.
Joecooool is offline   Reply With Quote
The Following User Says Thank You to Joecooool For This Useful Post:
Old 05-16-2014, 3:38pm   #2
VITE1
Barn Stall Owner #69
Bantayan Kids '14,'15,'17
GTMS ‘18
Points: 62,436, Level: 100
Activity: 4.7%
 
VITE1's Avatar
 
Join Date: Jan 2011
Location: Port Saint Lucie FL
Posts: 43,997
Thanks: 25,812
Thanked 12,541 Times in 5,855 Posts
Gameroom Barn Bucks: $1084134
Default
Interesting. I am paying in FL around 750.00 per year for the C5. Hows does that compare to what you have now?
VITE1 is offline   Reply With Quote
Old 05-16-2014, 3:52pm   #3
Joecooool
Barn Stall Owner #10
Points: 40,307, Level: 100
Activity: 0%
 
Joecooool's Avatar
 
Join Date: Mar 2010
Location: Florida Keys
Posts: 6,625
Thanks: 363
Thanked 1,765 Times in 758 Posts
Gameroom Barn Bucks: $8563902
Default
Quote:
Originally Posted by VITE1 View Post
Interesting. I am paying in FL around 750.00 per year for the C5. Hows does that compare to what you have now?
The Keys for some reason, have some of the highest rates in the country. My insurance went from $$700 a year to $850 when I moved.

The rate I just got from the NCM with 100 / 300 coverage, rental reimbursement $30K agreed value, and a bunch of other things was only $390 a year. That allows for 6000 miles a year, which is far more than I'll actually drive.
Joecooool is offline   Reply With Quote
Old 05-16-2014, 3:56pm   #4
VITE1
Barn Stall Owner #69
Bantayan Kids '14,'15,'17
GTMS ‘18
Points: 62,436, Level: 100
Activity: 4.7%
 
VITE1's Avatar
 
Join Date: Jan 2011
Location: Port Saint Lucie FL
Posts: 43,997
Thanks: 25,812
Thanked 12,541 Times in 5,855 Posts
Gameroom Barn Bucks: $1084134
Default
Quote:
Originally Posted by Joecooool View Post
The Keys for some reason, have some of the highest rates in the country. My insurance went from $$700 a year to $850 when I moved.

The rate I just got from the NCM with 100 / 300 coverage, rental reimbursement $30K agreed value, and a bunch of other things was only $390 a year. That allows for 6000 miles a year, which is far more than I'll actually drive.
Thats good. I will check them out.

FL insurance is higher than NH.
VITE1 is offline   Reply With Quote
Old 05-16-2014, 4:01pm   #5
Milton Fox
Barn Stall Owner #1953
NCM Supporter '11
Points: 21,548, Level: 100
Activity: 0.8%
 
Milton Fox's Avatar
 
Join Date: Mar 2011
Location: Where ever I go, there I am!
Posts: 9,092
Thanks: 3,237
Thanked 2,413 Times in 1,426 Posts
Gameroom Barn Bucks: $11047219
Default
Is that for daily driving? Or limited mileage?
Milton Fox is offline   Reply With Quote
Old 05-16-2014, 4:11pm   #6
Truck Guy
Barn Stall Owner #18
NCM Supporter '11
Bantayan Kids '15
Points: 20,953, Level: 99
Activity: 0%
 
Truck Guy's Avatar
 
Join Date: Nov 2010
Location: Bloomingdale, IL
Posts: 7,707
Thanks: 2,568
Thanked 1,647 Times in 1,089 Posts
Gameroom Barn Bucks: $227052
Default
Thanks for the reminder Phil.
I've been meaning to check them out for our '73
Truck Guy is offline   Reply With Quote
Old 05-16-2014, 4:18pm   #7
Craig
Bantayan Kids '13,'15
Points: 28,096, Level: 100
Activity: 0.4%
 
Craig's Avatar
 
Join Date: Apr 2012
Location: (nor/mal)
Posts: 8,971
Thanks: 1,224
Thanked 3,555 Times in 1,954 Posts
Gameroom Barn Bucks: $1037769
Default
Noted...thanks.
Craig is offline   Reply With Quote
Old 05-16-2014, 4:22pm   #8
C5SilverBullet
Barn Stall Owner #3
Barn Raising I
NCM Supporter '11, '12
Points: 43,112, Level: 100
Activity: 1.1%
 
C5SilverBullet's Avatar
 
Join Date: Jan 2011
Location: Texas City, TX
Posts: 12,098
Thanks: 830
Thanked 4,155 Times in 1,854 Posts
Gameroom Barn Bucks: $2324642
Default
Quote:
Originally Posted by Milton Fox View Post
Is that for daily driving? Or limited mileage?
I don't believe they cover daily drivers.
C5SilverBullet is offline   Reply With Quote
Old 05-16-2014, 4:24pm   #9
Stangkiller
Charter Member
Barn Stall Owner #5
Barn Raising I,II,III,IV
NCM Supporter '11,'12,'13,'14,'16,'17,'19,'20,'21
Bantayan Kids '13
Points: 51,076, Level: 100
Activity: 0.7%
 
Stangkiller's Avatar
 
Join Date: Oct 2009
Location: Republic of Texas
Posts: 18,814
Thanks: 6,105
Thanked 5,436 Times in 2,935 Posts
Gameroom Barn Bucks: $2173478
Default
Usaa is by far the highest priced insurer around me...not to mention some of the worst service. Shop everything you can if your currently stuck with USAA
Stangkiller is offline   Reply With Quote
Old 05-16-2014, 4:27pm   #10
Sea Six
Barn Stall Owner #16A
Barn Stall Owner #16B
NCM Supporter '11,'13
Bantayan Kids '13
Points: 174,899, Level: 100
Activity: 4.0%
 
Sea Six's Avatar
 
Join Date: Jan 2011
Location: NW FL
Posts: 50,589
Thanks: 10,141
Thanked 13,017 Times in 7,325 Posts
Gameroom Barn Bucks: $602908
Default
Do you have to join the NCM to get their insurance?
Sea Six is offline   Reply With Quote
Old 05-16-2014, 4:31pm   #11
Stangkiller
Charter Member
Barn Stall Owner #5
Barn Raising I,II,III,IV
NCM Supporter '11,'12,'13,'14,'16,'17,'19,'20,'21
Bantayan Kids '13
Points: 51,076, Level: 100
Activity: 0.7%
 
Stangkiller's Avatar
 
Join Date: Oct 2009
Location: Republic of Texas
Posts: 18,814
Thanks: 6,105
Thanked 5,436 Times in 2,935 Posts
Gameroom Barn Bucks: $2173478
Default
Quote:
Originally Posted by Sea Six View Post
Do you have to join the NCM to get their insurance?
Nope, although you do get a discount.

Both my vettes are insured through the ncm
Stangkiller is offline   Reply With Quote
Old 05-16-2014, 5:10pm   #12
Black94lt1
Barn Stall Owner #13
Barn Raising II,III,IV
NCM Supporter '13,'14,'16,'17,'19,'20
Bantayan Kids '13,'15,'17
GTMS ‘18
Points: 24,895, Level: 100
Activity: 1.4%
 
Black94lt1's Avatar
 
Join Date: Jan 2012
Location: Ypsilanti, Mi
Posts: 13,301
Thanks: 7,793
Thanked 2,641 Times in 1,956 Posts
Gameroom Barn Bucks: $425244
Default
I have both of mine insured there too for less than the cost of 1 daily driver. One is 3k miles a year and the other 6k
Black94lt1 is offline   Reply With Quote
Old 05-16-2014, 6:14pm   #13
RonC5
Barn Stall Owner #1969
Barn Raising II,III
NCM Supporter '12,'13,'14,'15,'17,'21
Points: 21,234, Level: 100
Activity: 0.7%
 
RonC5's Avatar
 
Join Date: Oct 2009
Location: Orlando, FL
Posts: 3,283
Thanks: 979
Thanked 1,846 Times in 797 Posts
Gameroom Barn Bucks: $132003
Default
I have the Z insured with the NCM. I have the drive to work option, 3K per year and the under 25 driver options. I am just over $500 per year. This reminds me, I need to drop the under 25 since the kid had his b-day, and has his own Z.
RonC5 is offline   Reply With Quote
Old 05-16-2014, 8:14pm   #14
Grey Ghost
A Real Barner
Points: 47,736, Level: 100
Activity: 0.4%
 
Grey Ghost's Avatar
 
Join Date: Feb 2011
Location: GA
Posts: 19,015
Thanks: 9,674
Thanked 7,050 Times in 3,110 Posts
Gameroom Barn Bucks: $46272
Default
Who is the actual underwriter or company? Isn't the NCM just agents?
Grey Ghost is offline   Reply With Quote
Old 05-16-2014, 8:20pm   #15
Black94lt1
Barn Stall Owner #13
Barn Raising II,III,IV
NCM Supporter '13,'14,'16,'17,'19,'20
Bantayan Kids '13,'15,'17
GTMS ‘18
Points: 24,895, Level: 100
Activity: 1.4%
 
Black94lt1's Avatar
 
Join Date: Jan 2012
Location: Ypsilanti, Mi
Posts: 13,301
Thanks: 7,793
Thanked 2,641 Times in 1,956 Posts
Gameroom Barn Bucks: $425244
Default
Quote:
Originally Posted by Grey Ghost View Post
Who is the actual underwriter or company? Isn't the NCM just agents?
American Modern Insurance. I had a minor claim recently, stone chipped windshield, and it was handled perfectly
Black94lt1 is offline   Reply With Quote
The Following 2 Users Say Thank You to Black94lt1 For This Useful Post:
Old 05-16-2014, 9:18pm   #16
Milton Fox
Barn Stall Owner #1953
NCM Supporter '11
Points: 21,548, Level: 100
Activity: 0.8%
 
Milton Fox's Avatar
 
Join Date: Mar 2011
Location: Where ever I go, there I am!
Posts: 9,092
Thanks: 3,237
Thanked 2,413 Times in 1,426 Posts
Gameroom Barn Bucks: $11047219
Default
Quote:
Originally Posted by Milton Fox View Post
Is that for daily driving? Or limited mileage?
Quote:
Originally Posted by C5SilverBullet View Post
I don't believe they cover daily drivers.

That is what I thought as well, but the OP's quote seems a bit high for one car though. (Dont know his driving record though.)


Quote:
Originally Posted by RonC5 View Post
...I have the drive to work option, 3K per year... I am just over $500 per year.

Maybe he got the same type coverage? Havent heard of the drive to work option before...
Milton Fox is offline   Reply With Quote
Old 05-16-2014, 9:40pm   #17
RonC5
Barn Stall Owner #1969
Barn Raising II,III
NCM Supporter '12,'13,'14,'15,'17,'21
Points: 21,234, Level: 100
Activity: 0.7%
 
RonC5's Avatar
 
Join Date: Oct 2009
Location: Orlando, FL
Posts: 3,283
Thanks: 979
Thanked 1,846 Times in 797 Posts
Gameroom Barn Bucks: $132003
Default
It allows you to drive your car to work on occasion. Nice feature. My commute is 106 miles round trip and some days I just feel the need to take a cruise in the Z.
RonC5 is offline   Reply With Quote
Old 05-17-2014, 3:12am   #18
mrvette
Latin American Goat Roper
Barn Stall Owner #101
Bantayan Kids '13
Points: 133,873, Level: 100
Activity: 12.2%
 
mrvette's Avatar
 
Join Date: Nov 2009
Location: Orange Park Florida
Posts: 60,742
Thanks: 32,914
Thanked 11,568 Times in 5,705 Posts
Gameroom Barn Bucks: $1138393
Default
I paid 106 bucks last go round, for a YEAR coverage, I shit you not, by FAR the cheapest around....mile limit is like 2500 miles/year, I seriously doubt I put that much on as many days it goes no where, and it's only a mile to anyplace worth going to, so the most is about 4 miles a day....spend more time at traffic lights than driving.....
mrvette is offline   Reply With Quote
Old 05-17-2014, 9:06am   #19
stingraymyway
A Real Barner
Points: 20,795, Level: 99
Activity: 1.8%
 
stingraymyway's Avatar
 
Join Date: May 2011
Location: So far East in TN that I can see NC from my house.
Posts: 6,224
Thanks: 1,165
Thanked 978 Times in 653 Posts
Gameroom Barn Bucks: $424870
Default
For what I payed, 6 months full coverage on my C5 at State Farm, I pay for a full year at NCM for BOTH my C5 and C3! Same coverage and replacement amount.
__________________
Corvette: Anything else is just transportation.
stingraymyway is offline   Reply With Quote
Old 05-17-2014, 9:10am   #20
stingraymyway
A Real Barner
Points: 20,795, Level: 99
Activity: 1.8%
 
stingraymyway's Avatar
 
Join Date: May 2011
Location: So far East in TN that I can see NC from my house.
Posts: 6,224
Thanks: 1,165
Thanked 978 Times in 653 Posts
Gameroom Barn Bucks: $424870
Default
Quote:
Originally Posted by Stangkiller View Post
Nope, although you do get a discount.

Both my vettes are insured through the ncm
I'll have to remember that. Wife and I just got a lifetime membership for the NCM a few months ago.
__________________
Corvette: Anything else is just transportation.
stingraymyway is offline   Reply With Quote
Reply
Page 1 of 2 1 2

The Vette Barn > Off Topic/Babes/Other > Off Topic


« Previous Thread | Next Thread »

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Forum Jump


All times are GMT -5. The time now is 5:57am.

The Vette Barn - Archive - Top

Powered by vBulletin® Version 3.8.4
Copyright ©2000 - 2024, Jelsoft Enterprises Ltd.
User Alert System provided by Advanced User Tagging (Pro) - vBulletin Mods & Addons Copyright © 2024 DragonByte Technologies Ltd.
Copyright © 2009 - 2024 The Vette Barn


Support the Barn:
  
Download the Mobile App;
  
Follow us on Facebook:

Become a Stall Owner

  

Apple iOS App        Google Android App

  

Visit our Facebook page