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Old 01-20-2024, 8:36pm   #1
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Default Buying a new Jeep, are people really this stupid?
I belong to a dealership group so I can stay in touch with some old customers. Someone posted this deal, selling a new Gladiator at $30k over MSRP so they can roll $32k in negative equity in a one year old Jeep Overland. Essentially paying $125k for a $60k Gladiator.

When want trumps common sense.
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Old 01-20-2024, 8:45pm   #2
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That's almost as dumb as voting for any Democrat.
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Old 01-20-2024, 8:47pm   #3
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That's almost as dumb as voting for any Democrat.
Not really, if so they would be selling 81 million of them.
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Old 01-20-2024, 8:48pm   #4
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that buyer is just a student of monkenomics: If you can afford 84 month financing you aren't in debt.

When you show up at the 'park with your new overpaid jeep on trade
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Old 01-20-2024, 8:50pm   #5
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that buyer is just a student of monkenomics: If you can afford 84 month financing you aren't in debt.

When you show up at the 'park with your new overpaid jeep on trade
Yup and with a good credit score your payment would be $1,855.
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Old 01-20-2024, 8:53pm   #6
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Are people really that stupid?
Short answer.... YES.
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Old 01-20-2024, 8:56pm   #7
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Are people really that stupid?
Short answer.... YES.
I agree, but who’s to blame? The customer, dealership or bank?
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Old 01-20-2024, 8:59pm   #8
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Old 01-20-2024, 9:01pm   #9
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I agree, but who’s to blame? The customer, dealership or bank?
Customer first...the "I want" is so strong in some people it becomes "I NEED" at any cost.
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Old 01-20-2024, 9:05pm   #10
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A fool and his money are soon parted
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Old 01-20-2024, 9:08pm   #11
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I agree, but who’s to blame? The customer, dealership or bank?

100% on the customer. Dealers and banks don’t force anyone to be that stupid.
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Old 01-20-2024, 9:10pm   #12
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100% on the customer. Dealers and banks don’t force anyone to be that stupid.
Agree but someone at the bank should lose their job. This loan will go bad at some point.
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Old 01-20-2024, 9:23pm   #13
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Agree but someone at the bank should lose their job. This loan will go bad at some point.
Good point. Is the person approving this held accountable for default loans- I’d bet no. After all the bank is going to throw this into a bundle and sell it off.
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Old 01-20-2024, 9:25pm   #14
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It should be illegal. Then the rest of us wouldn't have to bail out the assholes and banks that do this shit. I'm all for doing away with dealerships and buying directly from the manufacturer. Keep the dealerships as "service" companies only, because people would still be able to take their vehicles where they want to go for service.
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Old 01-20-2024, 9:34pm   #15
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Tell people who waste money "easy come easy go" and if they'll never been without money they won't realize you're being sarcastic. Tell that to a poor person and you'll probably have a fight on your hands
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Old 01-20-2024, 9:36pm   #16
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It should be illegal. Then the rest of us wouldn't have to bail out the assholes and banks that do this shit. I'm all for doing away with dealerships and buying directly from the manufacturer. Keep the dealerships as "service" companies only, because people would still be able to take their vehicles where they want to go for service.

What, exactly, should be illegal? Paying more for something than someone else thinks it’s worth? Do you really want the idiots in government passing laws about what we can pay or finance? You want car dealers to be outlawed? I want less government control, not more.
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Old 01-20-2024, 10:09pm   #17
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Maybe try living within your means, that's not doing it....paying 30k over invoice is fkn stupid, even for a gladiator
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Old 01-20-2024, 10:51pm   #18
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Was quite some time ago, but I've heard of car dealers wanting to roll credit card balances into new car loans.
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Old 01-21-2024, 12:42am   #19
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Was quite some time ago, but I've heard of car dealers wanting to roll credit card balances into new car loans.
Shrewd. What could go wrong?
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Old 01-21-2024, 1:06am   #20
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It should be illegal. Then the rest of us wouldn't have to bail out the assholes and banks that do this shit. I'm all for doing away with dealerships and buying directly from the manufacturer. Keep the dealerships as "service" companies only, because people would still be able to take their vehicles where they want to go for service.
If you think the dealer system is shitty, wait until you see how the manufacturers handle car retailing. It's not all that easy. There's a reason the manufacturers keep the independent dealer network and it ain't because they love their dealers....
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