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Off Topic Off Topic - General non-Corvette related discussion. |
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07-11-2023, 8:51pm | #61 | ||||||
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There's no reason for you to have to pay your deductible if you're not at fault. Your insurer sounds clueless.
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07-11-2023, 8:52pm | #62 | ||||||
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As I previously mentioned I have Travelers. Not sure if it's their policy or maybe state law, but I can have work done at the collision shop of my choice (probably has to be state licensed).
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07-11-2023, 8:53pm | #63 | ||||||
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07-11-2023, 8:54pm | #64 | ||||||
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07-11-2023, 8:56pm | #65 | ||||||
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My insurer, Nationwide, will do the same. However if I use their shop all work is warranted until I no longer own it.
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07-11-2023, 8:58pm | #66 | ||||||
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07-11-2023, 9:00pm | #67 | |||||||
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When I was working and having to carry injection molds back and forth, I probably never had to carry anything close to 1,000 lbs. And my Tacomas carried 1,500 lbs. of coal just fine. But contractors and farmers (like my buddy) mostly need full-sizers. |
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07-11-2023, 9:06pm | #68 | ||||||
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Your memory sucks.
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07-11-2023, 9:07pm | #69 | |||||||
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We've had the same local agency for 27 years, and the same representative, Meg, for about 20... |
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07-11-2023, 9:08pm | #70 | ||||||
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07-11-2023, 9:12pm | #71 | |||||||
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Most oversized trucks I see are carrying air. Apparently there is a shortage of that some places? |
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07-11-2023, 9:14pm | #72 | |||||||
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It's not about the interest It's about the fact your agent is advising you to do something that doesn't make any sense. |
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07-11-2023, 9:20pm | #73 | |||||||
10cm member
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The whole point is, you're making this more complicated than it has to be. I'm assuming old guy isn't going to contest fault. You are the claimant, meaning, you make a claim on the old guy's policy, they determine liability and coverage, they inspect, they pay. Hell, they probably have their own pro shop that they'll guarantee work at, too, if that makes a difference. Involving your insurer 1) leaves a record of claim activity, which insurers don't like, and 2) just makes things harder. They'll do the same legwork, investigate coverage, determine liability, inspect the truck, and will pay part of the claim, then they'll contact the old guy's insurance, make the claim, his insurance will investigate, determine liability, then cut a check to your insurance company, then you'll have to chase down your insurance company to get the deductible amount. Why not just cut out the middleman entirely? You really only need to bring your carrier into it if the other guy's carrier balks at paying for some reason. |
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07-11-2023, 9:22pm | #74 | |||||||
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The alternative is dealing with Travelers myself, being on hold for hours and having a damaged vehicle for a month, likely longer. No thanks; "I have people for that". |
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07-11-2023, 9:24pm | #75 | |||||||
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07-11-2023, 9:25pm | #76 | |||||||
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Talk about poor reading comprehension. |
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07-11-2023, 9:38pm | #77 | ||||||
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07-11-2023, 9:45pm | #78 | ||||||
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07-11-2023, 9:52pm | #79 | ||||||
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07-11-2023, 10:23pm | #80 | ||||||
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