HERE WE GO AGAIN.
Let's hope the 4th time is the charm.
Cliff's Notes for newcomers:
- April 2015: House under contract to buy fails inspection miserably.
- June 2015: The day before closing on another house bank says NEVERMIND, no deal without medical license IN HAND (would not be in hand for Mrs. for another 2 months, transitioning from residency in VA to official MD in SC)
- February 2017: House under contract to buy is/is not in FEMA flood zone depending on who you ask/which way the wind blows that day. Doesn't matter anyway when bank appraisal comes in RIDICULOUSLY low killing the deal
ONWARD to House/Purchase attempt #4:
- Good street/neighborhood (Lake neighborhood)
- NO flood zone issues (house is elevated and ACROSS THE STREET from water-front homes)
- Bank Appraisal is now done and actually within reason ($7,000 under sale price)
- Home inspection lined up for next week, home inspector lives 2 doors down from this house, and knows who built it, a builder who does GOOD work (home inspector lives in the White Victorian farmhouse for anyone who remembers it from the first thread at the beginning of the year)
- Good interest rate, will only need $15,000 at closing for closing costs and difference between sale price and bank appraisal, savings account we opened to save up for this is at $23,000 and will be $25,000 by closing day at the end of September
- Master bedroom and dining room furniture included (sans mattress)
- House is already wired for DirecTV in all 3 rooms I want it (living room, bonus room, Master suite)
- House IS served with high speed internet by cable co.
- 3400 sq. ft., 3 bed, 3.5 bath, bonus room, office, oversized 2 car garage
FINGERS CROSSED. Inspection scheduled for Sept. 7th, Closing scheduled for Sept. 29th.
Exterior:
Kitchen:
Living Room & Master Suite:
Bedrooms, Bonus Room, Office:
Carpeted bedroom and bonus room are upstairs. Will be oldest son's bedroom and my "office" i.e. football and video games room.
Downstairs bedroom will be baby's plus guest room (our current queen bed will go in there along with his crib and he'll sleep in our room when we have company for the next couple of years)
Downstairs office will be an actual office for the Mrs.
Unfinished attic space is accessible via door in upstairs hall, so after a couple years will take some of the space for a new bedroom when the baby is old enough for a bed of his own.
Only drawbacks are the coaxial outlet in the guest bedroom/nursury is the only one for cable modem. DirecTV installer just took over cable co. lines to living room, bonus room, etc. so no modem in the bonus room for a hardwired connection to my desktop PC. Planning on trying one of those expensive wireless routers with satellite routers that allegedly suffer no loss in download speed. Also living room built ins WAY too small for our TV, planning on a matching white low profile stand to sit in front of them. I like my TV at eye level anyway.
Nice yard, but no privacy in back yard from neighbors on next street over. Planning on some tall trees/shrubs eventually for just a bot of privacy.
House location cuts trip to older son's (now in Kindergarten) school in half from 20 to 10 minutes. Wife's commute time remains the same.
Old Threads:
2015:
https://www.thevettebarn.com/forums/...-might-ed.html
https://www.thevettebarn.com/forums/...questions.html
https://www.thevettebarn.com/forums/...hread-3-a.html
https://www.thevettebarn.com/forums/...hread-4-a.html
2017:
https://www.thevettebarn.com/forums/...use-again.html
https://www.thevettebarn.com/forums/...hread-2-a.html
https://www.thevettebarn.com/forums/...hread-3-a.html