I agree with most of that...
Unemployment numbers are way off from actual numbers. Employers are slashing jobs and just not hiring.. That's gonna hurt more than anything.
I'm not sticking my neck out for any loan right now, i have 500 outstanding at most at any given time.
What I see as a plus...
Those of us that can budget and know how to save(or at least pay off stuff) will have bargains galore coming up. Pawn shops will be getting alot of business.
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