DAB has it exactly right. Save, save, save and do not incur foolish debt. Learn a trade... I was a mechanic (highly sought after and highly paid), and then a parts specialist after my back failed. Have him think hands on and specialized instead of IT based and he can pretty much write his own ticket if he is serious about acquiring a skill.
A person does not need the stock or bond market to save for a well funded retirement... it requires only a dogged determination to live well within whatever your means might be at the time, and a consistent savings program. That way there is no risk of a market event ruining several years worth of planning; cash will never suffer a market "correction". Start young, be vigilant and live long; the rest will take care of itself.
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