The "just graduated and bought a house" thing does happen and you can be completely broke. I'll tell you how. Become a doctor. That's what my dad's wife did. They were pretty much broke when she graduated. Dad was semi-retired (yeah, she's younger) and she went to med school in her mid-40's. When she graduated Dad thought they could move into a slightly bigger place and mentioned that to someone he golfed with. Didn't know he was a loan officer at a local bank. The guy said "Just come on down and we'll fix you up." So they went down there and Dad and Bon asked how much they could get for a loan because they really wanted to build a place sorta out in the country. "Oh, just pick out what you want and the lot and let us know." Huh? Really? "Yeah, anything up to $800,000 is fine." LOL
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