I was looking through the court news the other day. Going rate (fine) for driving without insurance is $100. Assuming you're polite to the judge
Tons of judgements in there for that.
Do you guys really care what insurance companies want? Or the government for that matter? Cause I don't know anybody around here that does. They still have to hunt people down to take a bite out of them and it often turns out to be more than they can chew.