I've been working full time since 1973. I retired in May 2020, after putting in 33 years and 6 months with the company. I haven't touched SS yet, as my full retirement age is 66 and 2 months which will occur on July 2021. I'm currently living off my 401k which is still making $$$ even pulling from it each month, and a small pension.
My biggest mistake - signing up for Medicare the same month I retired and my birthday which I turned 65. So my Medicare cost is now based on what I was making while working so I pay more. Now I have to do an adjustment through SS to have it reduced since I'm no longer working.
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