I honestly suck at investing, but my wife's brother has been with Merrill Lynch for 45 years and has managed her IRA and my daughter's college fund. Both have done extremely well. BTW, brother in law's 2 girls have $10 Million trust funds each.
Me on the other hand...I have 15 easy years left if I choose to retire, but I'm in over-max earning mode. We only have two loans..our mortgage and my wife's car. Yes, I'll have a note on the C8, but it's chump change in the big picture. Just free cash flow over the next 15 years will dwarf her IRA.
I really wish someone taught me to save earlier. I didn't learn to save until I met my wife.