Quote:
Originally Posted by Jeff '79
I've reached my risk tolerance for the time being, so I cashed out for now.
For the past 5 years, I have averaged 12.5%. This year... 26%, so that'll bring the average up. I've had a couple years like this in the past, and a couple less than 5%. I just don't feel alive unless I have skin in the game.
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if we are both 57ish, then we are both expecting SS to start paying us in a few years, and in 2 years we can start taking money from retirement accounts without penalty.
i need to run some numbers and see if it's wise to take money from my IRA, pay minimal taxes, and stash it elsewhere (taxable account), but if i'm clever, after that, any capital gains will be taxes at zero.