I have a very good friend who was born in Tunisia and is a naturalized American. (Blonde hair, blue eyes)
He tells a story of being refused a mortgage. At the time, the application asked ethnicity, and he checked African-American. The bank said he didn't look like an African-American.
He produced documents to indicate the error in the bank's generalization. He was approved... On the spot.
He refers to himself as an American.
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