Quote:
Originally Posted by Torqaholic
Only thing that makes sense regarding limits is they're gaming people who make minimum payments. It's all about those interest dollars.
My limit has always been very low. I don't do minimum payments. The only way they have of making money off of me is with a late payment penalty if/when I misplace the bill.
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Same here. I have never paid interest on a credit card while accumulating the added bonus of traveler miles. The only time I mess with cash is to buy treats for the grandkids. I hate coins chinking around in my pocket.
As others mentioned, just call them up to increase the credit limit. I have even had late changes removed.