many years ago, we were talking with our financial advisor guy, and i made the point that at some point, if you do things right, you can stop taking risks. for example, if you figure you need 50k/year for 40 years, and you get to 2M, well, that should cover you nicely, so you can stop taking risks and get out of the market.
he got this horrified look on his face.....
we have trimmed back some risk over time.
