Another thing to visualize;
imagine a hurricane comes in and damages your home, roof, storage, etc...
Insurance steps in, does a great job of paying so you can order materials,
...then...
materials
finally make it to you home, then you
finally find a legit crew to do your repairs, and
the crew can finally make it to start your repairs.
Then another hurricane comes and blows all your materials away, and damages your home more.
