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Originally Posted by C3C7NIC
For shits and giggles call the facility and ask what your price would pay of you did it “without insurance”. Kid you not may be significantly cheaper.
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Quote:
Originally Posted by sublime1996525
Haha there won't be any giggling. Tell them you're self pay and the price will drop significantly.
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That hasn't been my experience.
If you're paying out-of-pocket they charge you the full boat price. The "insured" price is usually significantly cheaper because insurance companies negotiate lower rates that medical folks are contractually obligated not to exceed. All of my "Explanation of Benefits" statements show the amount the doctor charged in one column and the (lower) amount that is allowed under the contract.