You aren't getting the whole picture with some of those.
The first one looks suspect.
Average rate I am seeing with my lenders today is 3.125%.
Be careful with no-name internet lenders.
There are people out there who work for free, and they should.
It really depends what you are looking for. Do you want a mortgage professional or an order taker?
I would ask your realtor for a recommendation to someone that knows what they are doing.
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