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Forum: Off Topic

12-17-2020, 7:27pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

if you own individual stocks, you only owe cap...

if you own individual stocks, you only owe cap gain taxes when you sell and realize a gain. and if you are in the lower tax brackets, your capital gain and qualified dividend tax rate is 0%. :dance:

Forum: Off Topic

11-28-2020, 3:24pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

options skeer me. :willy:

options skeer me. :willy:

Forum: Off Topic

11-28-2020, 1:56pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

generally speaking, home prices reflect local...

generally speaking, home prices reflect local incomes.

people can afford more, sellers/developers price their homes accordingly.

when we considered where to move to from MD's DC suburbs, we...

Forum: Off Topic

11-28-2020, 1:24pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

true to a certain extent. but what i do know...

true to a certain extent.

but what i do know is that it is very hard to spend money you don't have.

if you want to work until you drop dead, go for it. if you want to have options down the...

Forum: Off Topic

11-27-2020, 10:22pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

I’m taking my SS at 62. My break even age is...

I’m taking my SS at 62. My break even age is about 81. For all three options.

I’ll take uncle sams money and leave my money alone.

Forum: Off Topic

11-27-2020, 8:04pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

if we are both 57ish, then we are both expecting...

if we are both 57ish, then we are both expecting SS to start paying us in a few years, and in 2 years we can start taking money from retirement accounts without penalty.

i need to run some numbers...

Forum: Off Topic

11-27-2020, 7:35pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

the study done long ago used historical data, ups...

the study done long ago used historical data, ups and downs, covering 30 year time periods from 1929 (i think) to the 90s or so. even with down cycles, the ups made up for the downs on average.
...

Forum: Off Topic

11-27-2020, 6:53pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

a recent uptick allowed us to sell a winner and...

a recent uptick allowed us to sell a winner and we'll now pay off the home loan we took out to help pay for the shop. :DAB:

Forum: Off Topic

11-27-2020, 6:52pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

:hurray: oooh, ooooh, ooooh.... pick...

:hurray:

oooh, ooooh, ooooh....

pick me....pick me!!!!!

only a few things to do with money: spend it, save it, give it away.

at present prices, that's about 2 cases of ammo a month. ...

Forum: Off Topic

11-27-2020, 6:12pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

long ago, a pretty smart guy (not me) did a study...

long ago, a pretty smart guy (not me) did a study of history, and found that if you limit your withdrawals to 4% or less, you wouldn't run out of money in a 30 year retirement.

my experience has...

Forum: Off Topic

11-27-2020, 5:35pm

Replies: 64

So The Stock Market Is A Touch Frothy These Days

Views: 4,370

Posted By DAB

bulls make money bears make money pigs...

bulls make money

bears make money

pigs get slaughtered

as normal, fully invested for the long term, cash in hand for next year's spending.

if i can average 6% each year, i'm good. since...

Showing results 1 to 11 of 11

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