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View Full Version : *PIC* Refinance Fees - Need Advice


ConstantChange
09-21-2011, 8:12pm
I'm looking to refinance my mortgage to a 15 year fixed rate conventional loan. I'm trying to determine what reasonable fees should be. So far I've gotten two sets of numbers that are pretty different.

What fees can I negotiate? Is negotiating these fees standard practice?

This is from Bank of Oklahoma.
http://img841.imageshack.us/img841/4082/gfeo.jpg

This is from Focus Credit Union. With this one, I don't have an escrow.
http://img842.imageshack.us/img842/1897/focusgfe.jpg

ConstantChange
09-21-2011, 8:16pm
$30 to verify employment? Please.

Appraisal is $250 higher on BOK. Lenders Insurance is $205 higher.