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dvarapala
05-18-2022, 10:11am
Looks like the insurance companies are getting tired of paying to rebuild after all these Global-Warming-induced hurricanes. :yesnod:
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rhulqn43-s4
My current company just sent a bill for $4500, last year was $2800. Plus I have a separate $8500 hurricane deductable instead of the $1000 on the policy.
Strats-N-Vettes
05-18-2022, 10:15am
I have separate flood, and named storm insurance.
No biggie. :island14:
Steve_R
05-18-2022, 10:16am
Because the cost of living, especially taxes, is SO much cheaper in Commiefornia. :rofl:
And, unlike you, we have a Governor who still believes in freedom. :seasix:
Strats-N-Vettes
05-18-2022, 10:27am
Because the cost of living, especially taxes, is SO much cheaper in Commiefornia. :rofl:
And, unlike you, we have a Governor who still believes in freedom. :seasix:
wild fires takes out vegetation
rain falls; and creates mud slides because no vegetation holds the soil.
wild fires takes out vegetation and creates arid conditions
arid conditions creates droughts.
droughts create fire hazards
wild fires again from lightening or mostly dummys.
arid conditions are sought by the homeless.
drought conditions means no water for homeless
homeless sh1t in streets and dont wipe
homeless dont bathe
drought conditions cause real farmers to suffer
weed growers get the water farmers dont because politicians
produce from Cali. cost more because pot heads demand water for their growers.
dvarapala
05-18-2022, 10:45am
Because the cost of living, especially taxes, is SO much cheaper in Commiefornia. :rofl:
My annual home insurance bill was $600. How much was yours? :popcorns:
Oh, and my insurance company isn't dropping me. :thumbs:
ZipZap
05-18-2022, 11:31am
My annual home insurance bill was $600. How much was yours? :popcorns:
Oh, and my insurance company isn't dropping me. :thumbs:
Good luck if anything ever happens... For $600, you must be living with ADog in the van.
My escrow went up $1000/year due to the high cost of rebuild. Policy is fairly conservative, but I think they're just reacting to inflation in materials and labor.
Steve_R
05-18-2022, 11:45am
My annual home insurance bill was $600. How much was yours? :popcorns:
Oh, and my insurance company isn't dropping me. :thumbs:
Let's compare the sum of homeowner's insurance and property tax bills. And what is your state's income tax rate? Ours is 0%. Our insurance company isn't dropping us either.
:popcorns:
Aerovette
05-18-2022, 12:08pm
My homeowner's insurance is about $3k a year. :(
dvarapala
05-18-2022, 12:33pm
Let's compare the sum of homeowner's insurance and property tax bills.
OK. My sum total is around $7700/year. :popcorns:
And what is your state's income tax rate? Ours is 0%.
Upwards of 10%, but our salaries are higher to compensate. :thumbs:
Steve_R
05-18-2022, 12:43pm
OK. My sum total is around $7700/year. :popcorns:
Ours is $4,700/yr. That includes flood insurance that we weren't required to have, but opted to get.
According to one source, (https://worldpopulationreview.com/state-rankings/cost-of-living-index-by-state) California has the third highest overall cost of living, trailing only NY and HI. Florida's Cost of Living index is 64% of California's.
Oh, and CA also has the highest rate of homelessness in the U.S.
Want to keep comparing, or admit defeat?
:popcorns:
Rodnok1
05-18-2022, 12:50pm
Old news.. A lot of major companies flat-out dropped coast counties in NC years ago.
That's ok I was tired of my rates going up to pay for million dollar houses at coast getting destroyed.
Those companies that did stay raised coastal rates alot as it should be.
Don Rickles
05-18-2022, 12:53pm
I have separate flood, and named storm insurance.
No biggie. :island14:
Clarence Ray Nagin Jr., get out yet?:leaving:
dvarapala
05-18-2022, 12:56pm
Ours is $4,700/yr. That includes flood insurance that we weren't required to have, but opted to get.
Bully for you. I guess you're not in the hige swaths of ZIP codes where insurance companies are going bankrupt and/or dropping customers like flies. Oh, and I guess your house isn't worth $1.4 milliion either. :D
According to one source, (https://worldpopulationreview.com/state-rankings/cost-of-living-index-by-state) California has the third highest overall cost of living
You know why that is?
Because it's worth it.
:funniest:
Strats-N-Vettes
05-18-2022, 12:57pm
Clarence Ray Nagin Jr., get out yet?:leaving:
I dont know...but I hope they find a way to arrest that fat bitch/current mayor.
...and fuk NOLA, cant stand that place.
Anjdog2003
05-18-2022, 1:11pm
wild fires takes out vegetation
rain falls; and creates mud slides because no vegetation holds the soil.
wild fires takes out vegetation and creates arid conditions
arid conditions creates droughts.
droughts create fire hazards
wild fires again from lightening or mostly dummys.
arid conditions are sought by the homeless.
drought conditions means no water for homeless
homeless sh1t in streets and dont wipe
homeless dont bathe
drought conditions cause real farmers to suffer
weed growers get the water farmers dont because politicians
produce from Cali. cost more because pot heads demand water for their growers.
Remember i lived in Louisiana. And my oldest son was born there. Don't compare the most corrupt state in America to any other state. Louisiana has been run by Democrats for centuries with the most corrupt politicians ever. :yesnod:
Don Rickles
05-18-2022, 1:12pm
I dont know...but I hope they find a way to arrest that fat bitch/current mayor.
...and fuk NOLA, can't stand that place.
:iagree:
No BS, we had to duck bullets on Bourbon St.
Funny thing was, it didn't phase the locals..... :confused5::yesnod:
Anjdog2003
05-18-2022, 1:18pm
Ours is $4,700/yr. That includes flood insurance that we weren't required to have, but opted to get.
According to one source, (https://worldpopulationreview.com/state-rankings/cost-of-living-index-by-state) California has the third highest overall cost of living, trailing only NY and HI. Florida's Cost of Living index is 64% of California's.
Oh, and CA also has the highest rate of homelessness in the U.S.
Want to keep comparing, or admit defeat?
:popcorns:
The reason California has the highest rate of homelessness is we have 40 million people here. And 75% of the homeless are from other states because of the weather.
And if Florida is such a great place to live why can you get a nice home for 300k which is basically a down payment here? My son just sold his home in Santa Monica. it was up for 10 days. He got 210k more than he asked for. Homes where i live are never on the market more than 3 weeks with people bidding on them most are from out of state. Got your a/c running for the next 7 month? My utility bill for gas averages $25. My electric around the same. What's your's run?
Don Rickles
05-18-2022, 1:29pm
Got your a/c running for the next 7 month? My utility bill for gas averages $25. My electric around the same. What's your's run?
I saw some tents with AC!:yesnod: They had extension cords running for 100's of feet!:yesnod:
Steve_R
05-18-2022, 1:37pm
The reason California has the highest rate of homelessness is we have 40 million people here. And 75% of the homeless are from other states because of the weather.
And if Florida is such a great place to live why can you get a nice home for 300k which is basically a down payment here? My son just sold his home in Santa Monica. it was up for 10 days. He got 210k more than he asked for. Homes where i live are never on the market more than 3 weeks with people bidding on them most are from out of state. Got your a/c running for the next 7 month? My utility bill for gas averages $25. My electric around the same. What's your's run?
You Commiefornia peeps sure get defensive. :lol:
You'd have a great state if you stopped electing communists and socialists from Governor to Mayor. :seasix:
$300k doesn't get much here either. The closest house to us currently for sale is half of a duplex, 1,800 SF, with a one car garage for $975k. There are shitty parts of FL where you can buy a house for $300k. The same is true for CA - but you already knew that.
And we still have a Governor who values freedom. :cert:
Steve_R
05-18-2022, 1:47pm
If it's such an awesome and affordable place, why is CA's population shrinking for the last two years? (https://www.nytimes.com/2022/05/04/us/california-population-decline.html) :shrug:
Aerovette
05-18-2022, 1:54pm
If it's such an awesome and affordable place, why is CA's population shrinking for the last two years? (https://www.nytimes.com/2022/05/04/us/california-population-decline.html) :shrug:
Cold water? :Jeff '79:
Ever been in the Pacific? Happens to the best of us.
Anjdog2003
05-18-2022, 2:28pm
If it's such an awesome and affordable place, why is CA's population shrinking for the last two years? (https://www.nytimes.com/2022/05/04/us/california-population-decline.html) :shrug:
39.28 million (2019)
39.35 million (2020)
The state of California's population declined 0.3% between 2021 and 2022, according to population estimates released Monday by the state Department of Finance. That's a decline of 117,552 residents WOW!!! :wow: When you have that many people you defiantly feel the loss. :yesnod:
Anjdog2003
05-18-2022, 2:35pm
$300k doesn't get much here either. The closest house to us currently for sale is half of a duplex, 1,800 SF, with a one car garage for $975k.
In 2021, the median single-family home price in the state of Florida was 348,000 U.S. dollars, up from 145,000 U.S. dollars in 2012. Despite this consistent growth in home prices, the volume of single-family homes sold in the state stagnated between 2015 and 2018. :cert:
In 2021, the median single-family home price in the state of Florida was 348,000 U.S. dollars, up from 145,000 U.S. dollars in 2012. Despite this consistent growth in home prices, the volume of single-family homes sold in the state stagnated between 2015 and 2018.
Steve_R
05-18-2022, 2:43pm
In 2021, the median single-family home price in the state of Florida was 348,000 U.S. dollars, up from 145,000 U.S. dollars in 2012. Despite this consistent growth in home prices, the volume of single-family homes sold in the state stagnated between 2015 and 2018.
Yeah, it's more affordable to live in FL. That's not news. :shrug:
MadInNc
05-18-2022, 3:34pm
39.28 million (2019)
39.35 million (2020)
The state of California's population declined 0.3% between 2021 and 2022, according to population estimates released Monday by the state Department of Finance. That's a decline of 117,552 residents WOW!!! :wow: When you have that many people you defiantly feel the loss. :yesnod:
How many moved were voters and not illegals? Asking for friend
dvarapala
05-18-2022, 4:03pm
You Commiefornia peeps sure get defensive. :lol:
You'd have a great state if you stopped electing communists and socialists from Governor to Mayor. :seasix:
Trust me, we're working on it. :D
Anjdog2003
05-18-2022, 5:26pm
Yeah, it's more affordable to live in FL. That's not news. :shrug:
I thought $300k didn't get much in Florida? So most of the people in Florida live in below average homes?
MadInNc
05-18-2022, 5:33pm
I thought $300k didn't get much in Florida? So most of the people in Florida live in below average homes?
Here we go again.
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