The Best Credit Card Offer Yet...I'm In

[Jeff '79]

Citi Card just gave me 0%, for 18 months on purchases and balance transfers...And $30.00 of free money to open the account....I've thrown out piles of offers until this one....I have a 12.5k loc on top of it.....A year and a half of free money.....I love this country !:dance:

[carlton_fritz]

:beggar:

[Jeff '79]

:beggar:

Dude !!! You got barn bux up the ass !!!:slap:

[carlton_fritz]

Dude !!! You got barn bux up the ass !!!:slap:
A sweet mod gave me some playing money. I am making 400 buck bets trying to get the big score.

[Sea Six]

Citi Card just gave me 0%, for 18 months on purchases and balance transfers...And $30.00 of free money to open the account....I've thrown out piles of offers until this one....I have a 12.5k loc on top of it.....A year and a half of free money.....I love this country !:dance:

Be absolutely certain to read the fine print very, very carefully.

Usually with those too-good-to-be-true teaser rate deals, if you do anything contrary to the strict rules they require you to follow, the teaser rate vanishes and the rates go up to the max (like 18% or even much higher).

Something as simple as being only one day late in payment can trigger this. Sometimes they not only take away the teaser rate, the late fees can be outrageous (like $60 or more).

Watch out.

:yesnod:

[Jeff '79]

A late payment, and the rate automatically defaults to 13.99%......Big whip !....If they try to screw me, I'll pay it off , and say see ya later, just like when the rates went through the roof 2 years ago......I knew they would eventually come back begging.:rofl:

[sxeC6]

Be absolutely certain to read the fine print very, very carefully.

Usually with those too-good-to-be-true teaser rate deals, if you do anything contrary to the strict rules they require you to follow, the teaser rate vanishes and the rates go up to the max (like 18% or even much higher).

Something as simple as being only one day late in payment can trigger this. Sometimes they not only take away the teaser rate, the late fees can be outrageous (like $60 or more).

Watch out.

:yesnod:



:iagree: Gotta be a catch somewhere. :yesnod:

[LATB]

there is NO free money or lunch.

[lspencer534]

there is NO free money or lunch.

But...but the credit card company said....

[LATB]

But...but the credit card company said....

:rofl:

[oahuyahoo]

Citi Card just gave me 0%, for 18 months on purchases and balance transfers...And $30.00 of free money to open the account....I've thrown out piles of offers until this one....I have a 12.5k loc on top of it.....A year and a half of free money.....I love this country !:dance:

Interest after that 28%?:rofl:
Yearly fees after that $600? :rofl:

[socalman]

There's usually a 3-5% one time fee on balance transfers.

[Uncle Pervey]

I just got one 18 months at 0% and $100.00 cash if I just use a card I already have. I ain't gonna do it. :leaving:

[LATB]

Citi Card just gave me 0%, for 18 months on purchases and balance transfers...And $30.00 of free money to open the account....I've thrown out piles of offers until this one....I have a 12.5k loc on top of it.....A year and a half of free money.....I love this country !:dance:

question is???

what do you need/want the money for?

[Jeff '79]

Interest after that 28%?:rofl:
Yearly fees after that $600? :rofl:

There's usually a 3-5% one time fee on balance transfers.

28% ???? Your credit must really suck.

Yes the balance transfer fee is 3%, but I've got nuttin' to transfer...

It's a free loan for a year and a half. If you play the game right, you'll never pay interest....I had $110k, on interest free credit cards when I built my house, backed up by a construction loan, of course....Just do everything right, and it's all good.

[CP]

But...but the credit card company said....

It's on the internet so it has to be true, right?